Seychelle Thomas

4 weeks ago | bankrate.com | Seychelle Thomas |Daniella Ramirez |Kelli Pate

There are four main types of cash back cards: flat-rate, fixed bonus categories, rotating bonus categories and cardholder’s choice categories. It’s important to choose a cash back card with a rewards structure that aligns with your spending patterns. Compare annual fees, sign-up bonuses, card benefits and redemption options when choosing the right cash back card for you. Pairing a flat-rate card with a bonus category card can help maximize your rewards when managed well.

1 month ago | gobankingrates.com | Seychelle Thomas |Amber Barkley

Vadym Pastukh / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

1 month ago | actionnews5.com | Seychelle Thomas

Key takeaways Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax audits. Securely store and dispose of credit card statements to protect personal information from identity theft. Online statements offer easier access and organization compared to physical statements.

1 month ago | bankrate.com | Seychelle Thomas |Brooklyn Lowery |Raychelle Heath

Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax audits. Securely store and dispose of credit card statements to protect personal information from identity theft. Online statements offer easier access and organization compared to physical statements.

1 month ago | wlos.com | Seychelle Thomas

Key takeawaysSurcharges cover the swipe fees that Visa and Mastercard charge merchants. Customer transparency is key when it comes to surcharges. Only four states ban merchants from adding surcharges. Credit card sales allow merchants to enjoy higher sales volumes. However, merchants must pay the networks for enabling this service. It’s common for retailers to pass on this fee to consumers via a surcharge.