Shahid Naeem

Apr 22, 2024 | innerself.com | Shahid Naeem

A day to atone: picking up trash on Earth Day. Wes Peck, CC BY-NDToday is Earth Day, but it’s one of the most confused and misguided celebratory days of the year. The UN refers to this day as the “International Mother Earth Day,” but what is it we’re supposed to celebrate? Like a lot of people, I think of Earth Day as Earth’s Birthday. I know it’s “Earth Day,” not “Earth’s Birthday,” but it’s the only day once a year, every year that we are all supposed to celebrate Earth – just like a birthday.

Apr 17, 2024 | science.org | Junhao Chen |Shuanghong Zhu |Kasra Farain |Shahid Naeem

Shahid Naeem https://orcid.org/0000-0002-6569-2648, Jeremy Jackson https://orcid.org/0000-0002-6080-2254, and David Neelin https://orcid.org/0000-0001-9414-9962Authors Info & AffiliationsAs Earth Day approaches, a day dedicated to both raising environmental awareness and celebrating environmental action, it can sometimes seem that there is more to worry about than to celebrate.

Feb 26, 2024 | economicliberties.us | Shahid Naeem

This report is a competition policy and regulatory analysis of Capital One’s proposed acquisition of Discover. This deal would (1) allow Capital One to increase interchange revenue by increasing fees on merchants, (2) increase Capital One’s asset base so it gains access to a de facto government backstop, and (3) fortify Capital One’s market power in the credit card industry. We believe this deal is likely to face serious regulatory headwinds and is unlikely to be consummated.

Sep 13, 2023 | economicliberties.us | Shahid Naeem

This brief is about the Credit Card Competition Act, legislation that would mitigate a private sales tax of 2-4% levied through the credit card system on virtually every business, big and small. People pay for goods and services in different ways. Cash and checks are taken at 100% of their value. When you use a credit card, however, a percentage is siphoned off to the issuing banks and networks. This pays for administration and profit. In most countries, this percentage is very low.

Jun 9, 2023 | americanbanker.com | Shahid Naeem

Last month, TD Bank and First Horizon abandoned their $13.3 billion merger after failing to receive regulatory approval for the deal.