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Aug 18, 2023 | 
valueresearchonline.com | Chirag Madia |Dhirendra Kumar |Shyamali Basu
The Reserve Bank of India (RBI) has introduced a new web portal, "Unclaimed Deposits - Gateway to Access InforMation" (UDGAM), to facilitate the return of unclaimed deposits from banks to their rightful owners. What is UDGAM? UDGAM allows individuals to search for unclaimed deposits across various banks in one convenient location. By March 2023, both public and private sector banks had moved approximately Rs 42,272 crore to the Depositor Education and Awareness Fund.
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Aug 18, 2023 | 
valueresearchonline.com | Ravi Banagere |Dhirendra Kumar |Shyamali Basu
Who doesn't know Chanakya? The revered Indian economist and philosopher, gave timeless lessons on money that still hold relevance in today's world of personal finance. Emphasising that money should be earned ethically, managed wisely, and used to aid others, his teachings guide us toward a balanced financial life that values relationships, happiness, and health.
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Aug 16, 2023 | 
valueresearchonline.com | Dhirendra Kumar |Shyamali Basu
Dhirendra Kumar, CEO of Value Research, has been part of All India Radio's renowned finance program 'Market Mantra' for two decades. The weekly show offers valuable insights and advice on personal finance, business news, and economic trends. In a recent episode, a listener posed the following question:On YouTube, numerous financial influencers have emerged who offer money-related advice, provide training, and market courses.
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Aug 11, 2023 | 
valueresearchonline.com | Dhirendra Kumar |Shyamali Basu
Every country that has become a manufacturing power in the last few decades has done so by treating the idea of free trade and free markets as a scam. Japan, South Korea, Taiwan and other so-called Asian tigers, and finally China, have all paid lip service to these grand principles while aggressively protecting and encouraging domestic industry. They have selectively let foreign companies absorb technology and then made life difficult for them.
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Aug 11, 2023 | 
valueresearchonline.com | Shyamali Basu |Dhirendra Kumar
This is the last part in our trilogy. You can read parts 1 and 2, here and here. If you want to get rich, there is no way you can do that without owning equities. But can equities alone get you rich? Nick Murray, in his book, 'Simple Wealth, Inevitable Wealth' writes - Equities cannot do it without you. Many investors used to walk into the AMC offices when there was exuberance in the stock markets.
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Aug 11, 2023 | 
valueresearchonline.com | Shyamali Basu |Dhirendra Kumar
In the third week of June 2023, the Sensex hit an all-time high, garnering significant coverage in newspapers and social media channels. Bull markets are happy times as equity investments swell up, increasing net worth and instilling a sense of satisfaction. But what gets YOU rich? Is it just the rising equity markets? Clearly, no. Getting rich is a factor of your temperament and asset allocation. It is the percentage of investment in equity in your total portfolio.
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Aug 11, 2023 | 
valueresearchonline.com | Shyamali Basu |Dhirendra Kumar
Most of the investors I have met in the last couple of months share a common goal - they want to get rich. While there could be various reasons for this quest for wealth creation, the desire remains the same. Later, I will also cover a few of the investors we onboarded who were diametrically opposite. They were sorted in a very different way. However, since most want an accretion in their wealth, how does one achieve this? Let me put it simply.
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Jul 26, 2023 | 
valueresearchonline.com | Shyamali Basu
I recently met someone at a family gathering. After exchanging pleasantries, he wanted to know more about what I do. He seemed to be keenly tracking the economy and markets, and had some very interesting insights as well. The way he spoke, I presumed he would be a nuanced investor. At this point, in a very solemn tone, he mentioned he was waiting for the right time to invest and trotted out a laundry list of issues preventing him from entering the market.
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Jul 4, 2023 | 
valueresearchonline.com | Dhirendra Kumar |Shyamali Basu
Everyone who follows Indian business by now knows of the troubles caused by Byju. I know that the headlines say, "Byju's is in trouble", but from the point of view of customers, employees and those who have invested in it or lent to it, the trouble is caused by Byju's and not the other way around.
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Jun 26, 2023 | 
valueresearchonline.com | Dhirendra Kumar |Shyamali Basu
Someone who advises people on a particular subject. That's the dictionary definition of the word consultant. In keeping with the spirit of the times, I also asked ChatGPT the question, "What is a consultant?" The reply was, "A consultant is a professional who provides expert advice, guidance, and solutions to individuals, organisations, or businesses in a specific field or industry.
