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1 week ago | 
nation.africa | Simon Mburu
My name is Henry. I am 38 and a new father of twin girls who are now 11 months old. I earn Sh156,000 net. I also have a street-brokering and consultancy side-hustle that gives me about Sh30,000 in a fair month.
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1 week ago | 
nation.africa | Simon Mburu
My name is Reuben. I took out a mortgage to finance my current residence. Unfortunately, interest rates went up to 22 per cent immediately after. I have tried to consolidate my loans and I partly succeeded last year through an equity release that reduced the interest rate to 13.5 per cent, but also added more problems because the one-off costs for this process led to having other loans, yet I was also highly indebted in the setup costs of the residence.
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1 week ago | 
nation.africa | Simon Mburu
My name is Malik. I am 37, single, and I love the soft life. I earn a net salary of about Sh140,000. I get a car mileage allowance of Sh30,000 that is paid separately. My expenses include: Car loan Sh45,000 ending February 2026 (Balance Sh405,000), rent Sh25,000, transport Sh10,000, parents Sh10,000, shopping Sh15,000, internet, water and electricity Sh6,000. I end up spending all my extra money on miscellaneous expenses and weekend treats.
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2 weeks ago | 
nation.africa | Simon Mburu
My name is Peris. I am 29. I have been working in the Gulf for the last five years. I have managed to save around Sh2 million in my Kenyan bank account. I am now tired of being away from home and I am not planning to renew my contract once it expires in August. I want to use my money to start a business in Kericho town and buy a plot of land where I can build rental houses. I also have a seven-year-old daughter who has been living with my parents and I want to secure her education.
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3 weeks ago | 
nation.africa | Simon Mburu
My name is Lydia. I am married with three children. My husband and I are employed. I earn about Sh130,000 net while my husband earns about Sh60,000. Our main household expenses are as follows: Rent Sh30,000, food and groceries Sh20,000, water and power Sh3,000, home internet and entertainment Sh5,000. My husband is unable to take care of all these expenses by himself and I have been chipping in.
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4 weeks ago | 
businessdailyafrica.com | Simon Mburu
I am 29. My net salary is around Sh30,000. On top of this, I earn commissions depending on the targets that my boss has set for us. The highest commission I have earned per month is Sh10,000. On average, I strive to earn at least Sh5,000 commission, which takes my monthly income to around Sh35,000.
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4 weeks ago | 
businessdailyafrica.com | Simon Mburu
I am 36, married with two children who are in public primary school. I am the last born in a family of five. We live upcountry. My wife works as a primary school teacher while I work for a local dairy company as a milk collector. Currently, our combined family earnings are about Sh40,000 per month. We pay rent Sh10,000, food and groceries Sh12,000, water Sh600, Kenya Power Sh1,000, salon Sh5,000, pocket money Sh3,000 each, Sacco savings Sh5,000.
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1 month ago | 
businessdailyafrica.com | Simon Mburu
I am 30. I live and work in Meru. I earn Sh77,000. I am divorced with two daughters who are in Grade Three and Six. My expenses include rent for a two-bedroom house Sh13,000, groceries and household shopping Sh20,000, cooking gas, water and electricity Sh5,000, salon for myself and children Sh10,000, airtime and internet Sh2,000, chama Sh2,000, my mum Sh5,000, my small brother in college Sh3,000, after-school care programme Sh5,000, transport Sh3,000 abnd recurrent mobile loan Sh5,000.
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1 month ago | 
businessdailyafrica.com | Simon Mburu
I am 48, married with three children who are all in private schools. I earn Sh175,000. My wife calls me ‘Mr Torn pockets’ because she doesn’t understand where I take my money, and even thinks I keep other women. These complaints have become more profound after I suggested that we need to transfer our children to public schools. I don’t own a plot or home upcountry.
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1 month ago | 
businessdailyafrica.com | Simon Mburu
My name is Shadrack. I am a 43-year-old family man currently working in Nairobi. I earn Sh114,000 gross. My deductions are as follows: Sh36,000 for a loan due eight years from now, Sh6,000 for a loan due four years from now. I have Sh3,000 going to Sacco shares and the net of Sh19,000 goes to Sacco for an advance due in one year. I have nothing to show for the loans as they are just refinancing for daily and monthly expenses. My expenses are: Rent Sh10,000, food Sh10,000, transport Sh3,000.
