Sisi Zhang

Apr 4, 2024 | philadelphiafed.org | Sisi Zhang

This study finds that U.S. consumer credit scores improved during the COVID-19 pandemic. Those with lower credit scores saw larger gains. The gap between the highest and lowest scores narrowed during the pandemic and stayed that way. Many consumers — including lower-income people — reaped the benefits of moving up in risk category, seeing higher credit card limits and better access to mortgages and home equity lines of credit.

Feb 15, 2024 | mytotalretail.com | Sisi Zhang

Shopping + social platforms = social commerce. It’s not a new concept in other parts of the world; as of 2022, over 70 percent of Asian consumers, specifically in Thailand, China, and Vietnam, had shopped on social media platforms. To put this into perspective, just 36 percent of U.S. internet users are social buyers, meaning around 90 million U.S. consumers have bought on at least one platform.

Aug 29, 2023 | pubs.acs.org | Sisi Zhang |Hui Xiao |Ning Li

Download Hi-Res ImageDownload to MS-PowerPointCite This:Anal. Chem. 2024, XXXX, XXX Terms & Conditions Most electronic Supporting Information files are available without a subscription to ACS Web Editions. Such files may be downloaded by article for research use (if there is a public use license linked to the relevant article, that license may permit other uses).