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Susan Crawford

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Articles

  • Moving Day

    1 week ago | susanpcrawford.substack.com | Susan Crawford

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  • Everything's fine until it isn't: Lessons from NYC's fiscal crisis

    1 week ago | susanpcrawford.substack.com | Susan Crawford

    Go see "Drop Dead City," a terrific documentary about the near-bankruptcy of New York City in 1974-75. What led to the city's fiscal collapse? The unexamined creation of a mountain of risk in which everyone involved—banks, local government, investors—found it convenient to believe that the next guy would handle things. Smart politicians knew there had been a longtime deferral of fiscal reality, but the money kept flowing. Until suddenly it didn't. Willful blindness is the first chapter in this story.

  • Moving Day

    2 weeks ago | susanpcrawford.substack.com | Susan Crawford

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  • Extraordinary coastal growth means 2025 could be a unthinkably expensive disaster year

    2 weeks ago | susanpcrawford.substack.com | Susan Crawford

    Any toddler knows—or quickly learns—that if you build a sandcastle on a beach and fill its moat with favorite toys a wave will come along and wreak destruction. Well, think of US coastal communities as magnificent, intricately built networks of sandy structures. For decades, we have been building homes, businesses, and infrastructure, all packed closely together and crammed with treasures. That "value accumulation" leads to very high claims when storms or flooding arrive.

  • Global temperatures are going sharply up while US cities' financial ability to cope with the ravages of accelerating climate change is going sharply down

    4 weeks ago | susanpcrawford.substack.com | Susan Crawford

    The buildup of risk being caused by our nationwide reluctance to deal with the consequences of climate change is becoming more obvious. The bill will likely end up being paid by ordinary Americans, and particularly people who live in cities. It turns out that 2015 was an important year for the intersection of climate change and finance.

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