Teresa Ghilarducci's profile photo

Teresa Ghilarducci

New York

Labor Economist, Retirement Security Expert, and Contributor at Freelance

Labor economist focusing on #retirement security. Director, Schwartz Center for Economic Policy Analysis (SCEPA) @SCEPA_economics at The New School.

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Articles

  • 1 month ago | forbes.com | Teresa Ghilarducci

    At 100-day mark of Donald Trump’s second term, retirement security — already precarious for millions of Americans — is taking another serious blow. If you feel more anxious about your future today than you did three months ago, you’re not imagining it. Fear is rising, and it's not misplaced.

  • 1 month ago | forbes.com | Teresa Ghilarducci

    We economists think labor bargaining power tells most of the story. Alan Greenspan was obsessed with labor power. His enduring question at the Federal Reserve was whether the economy could lower interest rates, risk a little inflation, and still not see workers winning the kind of wage gains that would push prices even higher. Capitalists care deeply about worker power, too. If workers have it, they know they’ll have to share more of their profits.

  • 1 month ago | forbes.com | Teresa Ghilarducci

    Ray Dalio, billionaire founder of Bridgewater Associates, once warned that if America didn’t address its widening wealth gap, the rich might soon face mobs with pitchforks. Dalio stated, "I believe that all good things taken to an extreme can be self-destructive, and that everything must evolve or die. This is true for capitalism." Bridgewater, the world’s largest hedge fund, manages over $124 billion in assets. Dalio is power speaking truth to power.

  • 1 month ago | shorturl.at | Teresa Ghilarducci

    Ray Dalio, billionaire founder of Bridgewater Associates, once warned that if America didn’t address its widening wealth gap, the rich might soon face mobs with pitchforks. Dalio stated, "I believe that all good things taken to an extreme can be self-destructive, and that everything must evolve or die. This is true for capitalism." Bridgewater, the world’s largest hedge fund, manages over $124 billion in assets. Dalio is power speaking truth to power.

  • 2 months ago | flipboard.com | Teresa Ghilarducci

    3 hours agoThe US Postal Service has been struggling for years. Now Trump's talking about privatizing itThe U.S. Postal Service is facing an uncertain future after the resignation this week of Postmaster General Louis DeJoy and the suggestion by President Donald Trump and Elon Musk, who heads the Department of Government Efficiency, that the mail service could be privatized.

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Teresa Ghilarducci
Teresa Ghilarducci @tghilarducci
14 May 25

Drawing on her work with older adults & formerly incarcerated people, Ruth Finkelstein shows that aging in America is shaped more by gaps in income, healthcare & housing than by age itself. She calls for research rooted in listening, trust & qualitative insight.

Teresa Ghilarducci
Teresa Ghilarducci @tghilarducci
9 May 25

SCEPA published a new policy note, "America’s Retirement Crisis Hits a Breaking Point" as part of our "Tracking the Retirement Crisis" series. https://t.co/MyXl9DOcly

Teresa Ghilarducci
Teresa Ghilarducci @tghilarducci
7 May 25

Retirement isn’t always a choice. Many are pushed out of work by poor health or recession, while others want to retire but can’t afford to. Not liking retirement is a luxury — for most, retirement is still a dream they’re chasing that is hard to reach. https://t.co/dfQkxMkObu