Thomas Morgan

Oct 29, 2024 | lexology.com | George Hoare |Thomas Morgan |Natalie Hendy

Key takeaways With authorised push payment (APP) fraud on the rise, the courts and regulators continue to grapple with the consequences of this problem. The Supreme Court’s landmark decision in Philipp v. Barclays Bank (see our previous article) provided clarity that payment service providers (PSPs) owe no contractual or tortious duty where the customer had unequivocally authorised and instructed the PSP to make the payment.

Sep 1, 2024 | physoc.onlinelibrary.wiley.com | Peter Scott |Thomas Morgan

1 INTRODUCTION John West's landmark model of pulmonary gas exchange (West, 1969) equilibrates alveolar gas and mixed venous blood in a series of virtual lung units. The model architecture, described by West as “traditional,” is structured around log normal volume distributions of expired alveolar gas (VA) (West & Wagner, 1977). Assigning log normal volume distributions to expired rather than inspired alveolar gas (VI) is an important detail.