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2 weeks ago | 
sg.news.yahoo.com | Timothy Ho
Whenever we buy something in Singapore, we see a 9% GST slapped on top of the price in the receipt. In most other countries, this is also known as the Value-Added Tax (VAT). This is a tax that affects everyone in Singapore, and we would assume that most people are familiar with how GST works. Yet, beyond knowing that we have to pay 9% tax on goods and services that we consume, many of us may not really know much more about it.
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Feb 13, 2025 | 
sg.news.yahoo.com | Timothy Ho
With an estimated 20,000 to 30,000 financial planning practitioners in Singapore, it’s common for Singaporeans to be approached by multiple agents offering health insurance products. This typically starts as soon as you enter the workforce, when financial planning becomes a topic of discussion among peers. It’s also likely that some of your friends have pursued a career in the insurance industry as financial planners.
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Jan 29, 2025 | 
sg.news.yahoo.com | Timothy Ho
Most of us are familiar with the advantages of paying with a credit card. Besides the convenience they provide, which allows for online shopping and cashless payment, most credit cards also offer attractive rewards in the form of points, cashback or miles. These rewards can be substantial, especially if you use the cards for most of your spending. When you pay using your credit card, you are actually using debt to purchase the products and services first.
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Oct 18, 2024 | 
dollarsandsense.sg | Timothy Ho
Buying a Rolls-Royce in Singapore will be one of the most expensive vehicles that anyone can ever own as a vehicle in the world
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Mar 28, 2024 | 
jdsupra.com | Craig Fischer |Timothy Ho |Brendan Stone
On March 6, 2024, nearly two years after proposed rules were released, the Securities and Exchange Commission (“SEC”) adopted final rules to require public companies to disclose climate-related information in annual reports and in registration statements, either in a separate, captioned section or in another appropriate section such as risk factors, business or MD&A, or by incorporating the disclosure by reference from a separate SEC filing.
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Jan 11, 2024 | 
dollarsandsense.sg | Timothy Ho
Setting financial resolutions at the beginning of a new year has always been a popular practice. Many of us would want to improve our financial habits, such as controlling our spending, saving more, or investing consistently. Setting financial resolutions for oneself can be straightforward. However, achieving these resolutions frequently depends not only on our individual efforts but also on the cooperation and involvement of our partners.
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Jan 8, 2024 | 
dollarsandsense.sg | Timothy Ho
This article was written in collaboration with GovTech. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here.
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Jan 6, 2024 | 
dollarsandsense.sg | Timothy Ho
In the 3Q2023 Labour Market Report, we reported that retrenchment was on the rise with 4,110 workers retrenched in 3Q2023 as more firms undertook restructuring activities, driven by concerns over business operations and escalating costs. Earlier this week, it was reported that Lazada had made some unexpected layoffs in Singapore.
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Jan 1, 2024 | 
dollarsandsense.sg | Timothy Ho
This article was written in collaboration with Nikko Asset Management. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. The start of a new year is always a good time to set important resolutions for ourselves.
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Dec 28, 2023 | 
dollarsandsense.sg | Timothy Ho
This article was sponsored by OCBC Bank. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. Many of us living in Singapore use foreign currencies regularly, whether for international travel or making overseas online purchases.
