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1 week ago | 
aei.org | Tobias Peter
The VA Servicing Purchase Program (VASP) is, thankfully, coming to an end. But its abrupt conclusion risks leaving some veterans in limbo—particularly those who, under guidance from the previous administration, were advised to stop making mortgage payments while waiting for the program’s launch. Now, Congress’s proposed fix—, the VA Home Loan Program Reform Act—falls short of offering a comprehensive or sustainable solution.
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1 week ago | 
aei.org | Edward Pinto |Tobias Peter |Sissi Li
Report Housing Finance Watch (Week 15, 2025) By Edward J. Pinto | Tobias Peter | Sissi Li April 15, 2025 PDF to full reportKey takeaways:The median purchase rate stayed constant at 6.5% in week 15, 2025. According to Mortgage News Daily, the avg. 30-year rate was 6.98% on April 14th. Purchase rate lock volume was down 34% from the same week in 2019, and down 13% YoY. Preliminary YoY HPA was 3.2% in February 2025.
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2 weeks ago | 
szbz.de | Tobias Peter
Union und SPD legen sich in ihrem Koalitionsvertrag bei der Rente in einer zentralen Frage fest: Das Rentenniveau soll bis zum Jahr 2031 gesetzlich beim derzeitigen Wert von 48 Prozent garantiert werden. Was bedeutet das? Was ist sonst noch bei der Rente geplant? Das Wichtigste in Fragen und Antworten. Worum geht es bei der Stabilisierung des Rentenniveaus? Das Rentenniveau ist ein statistischer Wert, der das Verhältnis der Rente eines Durchschnittsverdieners nach 45 Beitragsjahren zum mittleren ...
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2 weeks ago | 
aei.org | Edward Pinto |Tobias Peter |Sissi Li
Report Housing Finance Watch (Week 14, 2025) By Edward J. Pinto | Tobias Peter | Sissi Li April 08, 2025 PDF to full reportKey takeaways:The median purchase rate stayed constant at 6.5% in week 14, 2025. According to Mortgage News Daily, the avg. 30-year rate was 6.85% on April 8th. Purchase rate lock volume was down 14% from the same week in 2019, but up 11% YoY. Preliminary YoY HPA was 3.2% in February 2025. It is projected to be 2.9% and 2.7% for March 2025 and April 2025, respectively.
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2 weeks ago | 
freiepresse.de | Tobias Peter
In einer Umfrage liegen AfD und Union erstmals gleichauf. CDU/CSU und SPD sollten dennoch gelassen auf die Werte reagieren. Wichtig ist, dass sie bei ihren Koalitionsverhandlungen Lösungen liefern.
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3 weeks ago | 
aei.org | Edward Pinto |Tobias Peter |Sissi Li
Slides· MethodologyThe American Enterprise Institute’s Housing Center released its monthly update to the AEI Housing Market Indicators on April 1, 2024. Recent movements in rates and demand. The median purchase rate stayed constant at 6.5% in Week 13, 2025. Purchase rate lock volume in 2025 week 13 was down 33% from the same week in 2019, and down 7% YoY. Home Price Appreciation (HPA) and month’s supply trends through February 2025.
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3 weeks ago | 
thehill.com | Tobias Peter
We are now witnessing an outcry from Democrats, loan servicers and the media over the prospect of Congress scaling back the Department of Veterans Affairs’s new mortgage bailout program, the Veterans Affairs Servicing Purchase program. If the program is curtailed as proposed by Rep. Derrick Van Orden (R-Wisc.), they warn, tens of thousands of veterans — perhaps as many as 80,000 — will lose their homes. But the reality is quite different and far more dangerous.
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1 month ago | 
aei.org | Edward Pinto |Tobias Peter |Sissi Li
Report Housing Finance Watch (Week 12, 2025) By Edward J. Pinto | Tobias Peter | Sissi Li March 25, 2025 PDF to full reportKey takeaways:The median purchase rate stayed constant at 6.5% in week 12, 2025. According to Mortgage News Daily, the avg. 30-year rate was 6.77% on March 24th. Purchase rate lock volume was down 30% from the same week in 2019, and down 9% YoY. Preliminary YoY HPA was 3.2% in February 2025.
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1 month ago | 
aei.org | Tobias Peter
A well-designed property tax abatement program can dramatically shift project economics by temporarily reducing tax burdens, making new housing development financially viable—without requiring government subsidies. Philadelphia’s 10-year tax abatement is a powerful example: a simple policy that helped reverse decades of decline by unlocking private investment and spurring the construction of tens of thousands of new housing units.
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1 month ago | 
aei.org | Tobias Peter |Edward Pinto
The AEI Housing Center provides the most advanced and timely information on home prices available. For example, the Case Shiller home price index, which will come out later this month, will be an average of October, November, and December 2024, thus effectively reflecting November’s HPA. The AEI Housing Center’s February release is for January, two full months later. Additionally, we use ICE rate lock data to project February and March 2025’s home price appreciation.
