Toheeb Lanlehin

Nigeria

Senior Editor at Zikoko

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MoneybyZikoko: He Made ₦130k/month a Year Ago. Now It's ₦1.8m/month

2 weeks ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️If you’re here, chances are you’re a fan of stories about upward income trajectories and might even like those marked with seemingly rapid income growth. Today’s Naira Life gives us that. My favourite thing about these kinds of stories is uncovering how people’s relationships change when their life does a 180. So how does a 22-year-old who earns 10x what he did last year navigate this “life-changing” income? How did he even get here?
MoneybyZikoko: This 27-Year-old Went From ₦183k/Month to ₦2.6m/Month in 5 years

3 weeks ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️It’s interesting that you could go from having barely enough to having more than enough — but struggle to know how to spend it. The 31-year-old in this week’s #NairaLife has lived many lives and is living this reality. After years of hustling, she’s found a rhythm, with an income that exceeds what she once thought possible. But despite her financial security, she struggles to enjoy her money.
MoneybyZikoko: This Corps Member Lives on ₦43k/Month

1 month ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️How do you survive on ₦33k a month? I imagine this is a recurring question among the thousands of corps members nationwide. The 24-year-old in this week’s #NairaLife is one of them and has been figuring that out for the past year. Her ₦43k [Allawee + stipend at the school where she teaches] monthly income barely covers the basics, and she’s mastered the art of stretching every naira. But survival mode isn’t always sustainable.
MoneybyZikoko: The #NairaLife of a Chronic Debtor

1 month ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️If you’ve ever wondered what goes on in the mind of a chronic debtor, this week’s Naira Life might give you some useful context. We spoke to a 32-year-old who’s lost count of people he owes money to. How did he get here, and how does he hope to escape the cycle of debilitating debt? Then, for Love Currency, we have a 27-year-old balancing a long-distance relationship and a gambling habit on a ₦280k/month salary.
MoneybyZikoko: She Makes ₦1m/month. But at What Cost?

1 month ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️You know, it feels natural to chase financial success and everything that comes with it. But what happens when the grind starts to feel unbearable? Relatable, right? It’s one of the driving themes in this week’s flagship story. The #NairaLife subject is a 22-year-old writer who went from making ₦20k/month to ₦1m/month in just two years. She’s not quite over the moon about it. Between overwhelming black tax obligations and burnout, she’s chasing a fix.
How to Make Money Online in Nigeria

1 month ago | zikoko.com | Toheeb Lanlehin

Chances are you’re constantly obsessing about how to make money online in Nigeria, and for good reason. The Nigerian economy is stumbling, and inflation rates are skyrocketing to unprecedented levels. But maybe there’s something for you, thanks to the Internet. Over the past two decades, the internet has changed how we work and do business. The biggest manifestation is that it’s easier than ever to connect with people who need a service and are willing to pay for it.
MoneybyZikoko: This Student Makes ₦700,000/Week Trading Gold

1 month ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️I believe we think about money behaviours and habits in pairs. We’re either making money moves or money mistakes. Interestingly, this week’s stories explore both. A forex trader pulls in up to ₦700,000 weekly from gold trades and shares how he does it. But remember, it’s not financial advice. On the other hand, the stylist on #NairaLife is stuck in a cycle of overspending. She thinks it’s a small price, so she’s not mad about it.
MoneybyZikoko: I’ve Lost ₦1m in Four Months to Gambling

2 months ago | zikoko.com | Toheeb Lanlehin

Good morning ☀️When people talk about hope, I often think about gamblers — how they’ve built their worldview around it. For most of them, all it takes is one lucky bet to turn things around and fix their money problems in one clean sweep. But it rarely works out that way. It’s a risky endeavour, so what does this process look like at a time when the stakes (read: inflation) are as high as ever? We spoke to a few gamblers to find out. Spoiler alert: it’s not very pretty.
MoneybyZikoko: This Financial Analyst Built a ₦20m Investment Portfolio in ~6 Years

2 months ago | zikoko.com | Toheeb Lanlehin

I’m a second-year uni student, and my parents place me on a ₦100k monthly allowance. They also sort out my other school expenses, but the thing is, my allowance isn’t enough for my basic needs. My rent increased a few months ago, and I’d have to squeeze some money from my allowance to pay the rent. I still have my feeding and other personal stuff to worry about, and I don’t want to disturb my parents for more money — they have more than enough to worry about.
5 Nigerians Open Up on How Relocation Has Shifted Their Financial Realities

2 months ago | zikoko.com | Toheeb Lanlehin

In the past decade, thousands of Nigerians have left the country to find better economic opportunities. Moving abroad is almost seen as a golden ticket to financial stability — higher earnings, a stronger currency, and a better quality of life. But beyond the surface, navigating money in a new country is often more complicated.