Tom Haynes

London

Personal Finance Reporter at The Telegraph

money reporter @telegraph | 🏳‍🌈 | ✉ [email protected] | DMs open 👀

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Articles

How Starmer's immigration crackdown could kill off the Mickey Mouse degree

2 weeks ago | telegraph.co.uk | Tom Haynes |Ben Butcher

The crackdown on universities' reliance on overseas students comes a year after Rishi Sunak pledged to scrap "rip-off" degrees that the former prime minister claimed "make students poorer", in favour of more funding for high-skill apprenticeships. Edinburgh Napier University similarly relies on overseas students for two-thirds of its fee income. The university raked in £46m from foreign students in 2023-24. However, a typical ENU graduate earns £29,200 a year five years after graduation.
Miliband accused of pitting ‘neighbours against neighbours’ after scrapping heat pump rule

4 weeks ago | msn.com | Tom Haynes

Microsoft Cares About Your PrivacyMicrosoft and our third-party vendors use cookies to store and access information such as unique IDs to deliver, maintain and improve our services and ads. If you agree, MSN and Microsoft Bing will personalise the content and ads that you see. You can select ‘I Accept’ to consent to these uses or click on ‘Manage preferences’ to review your options and exercise your right to object to Legitimate Interest where used.
Miliband accused of pitting 'neighbours against neighbours' after scrapping heat pump rule

4 weeks ago | telegraph.co.uk | Tom Haynes

Ed Miliband has been accused of pitting "neighbours against neighbours" after scrapping a heat pump planning rule to boost demand. Homeowners switching to a heat pump will no longer have to acquire planning permission to install the technology at least one metre away from a neighbouring property, under relaxed measures announced on Thursday.
Why now is the perfect time for a home extension

1 month ago | telegraph.co.uk | Tom Haynes

Homeowners dreaming of an extension should act now, as the cost of building works has dropped by almost a third in a year. Trade directory Checkatrade found that the average cost of a building job had fallen by 28pc to £12,065 in the three months to March, compared to the same period in 2024. Experts said low demand for large renovation projects and wider availability of building materials had pushed costs down.
Labour councils accused of 'double standards' in war on landlords

1 month ago | telegraph.co.uk | Tom Haynes

Brent Council, meanwhile, was found by the Ombudsman to have left five children in a house with a broken ceiling for six weeks. Last year, a private landlord in the borough was fined £50,000 for charging a family of eight £3,500 a month to live in a "house of horrors" that included a rat infestation, a leak and a broken toilet.
Five charts that show why Britain’s home ownership dream is dead

1 month ago | yahoo.com | Tom Haynes

Aspiration for home ownership in Britain has fallen to its lowest level in a decade, a landmark survey shows. Research by the HomeOwners Alliance lobby group found concerns over soaring stamp duty bills, leasehold fears and difficulties with downsizing are the worst they have been since 2015. It means just two thirds (64pc) of would-be first-time buyers think owning a property is in reach, compared to 71pc last year.
Five charts that show why Britain's home ownership dream is dead

1 month ago | telegraph.co.uk | Tom Haynes

Katherine Binns, of the HomeOwners Alliance, said: "In Wales, higher concern around negative equity points to fragility in the market and a growing sense that homeownership is becoming less secure or attainable."By contrast, the leasehold and freehold system was mentioned as a serious issue by 70pc of respondents in the South, compared to 60pc in Scotland. However, Scottish respondents were more likely to report low housing availability than those in any other region.
Labour triggers biggest private school exodus in more than a decade

1 month ago | telegraph.co.uk | Tom Haynes

Labour predicted that only 3,000 children would leave the private sector in 2024-2025 as a result of the tax raid. But the ISC said this did not include the thousands of children believed not to have started at private schools in September because of rapidly rising fees. Aatif Hassan, of Dukes Education, which runs 27 private schools, told The Sunday Times: "These figures do not reflect the full damage inflicted by the imposition of VAT.
Edinburgh overtakes London as American house buyer hotspot

1 month ago | telegraph.co.uk | Tom Haynes

Toby Leek, of NAEA Propertymark, the professional body for estate agents, said that while political uncertainty in the US may play a role in the increase, American buyers were also drawn to Britain's more picturesque and affluent areas because of their affordable prices. He said: "Scotland is likely to be particularly popular due to its scenic landscapes and the fact that the average home is around £100,000 less compared to that in England.
Ed Miliband's neighbours in uproar over heat pump noise fear

1 month ago | telegraph.co.uk | Tom Haynes

Air source heat pumps, which are positioned outside a home, can produce a low constant hum of between 40 and 60 decibels, which is similar to the level of noise made by a fridge or dishwasher. They will typically run continuously throughout winter. A noise impact assessment by ALN Acoustic Design found that it would be possible to achieve a low level of noise at the Dartmouth Park development.