Tom O’Neill

Jan 16, 2025 | equifax.com | Tom O’Neill

Even if you’re not sure about the exact definition of inflation, you have probably felt its effects. Here, we’ll share: What is inflation? How does inflation affect me and my family? What will happen with inflation in 2025? Of course, there is no way to predict the future. The good news is that our experts are well-versed in inflation, so you’ll learn what you need to know here. Inflation is the gradual increase in the cost of goods and services, like groceries, gas, and rent, over time.

Mar 1, 2024 | equifax.com | Tom O’Neill

Risk management is a multifaceted field that remains an enigma to many. In the latest episode of the Market Pulse podcast, the Risk Advisory Group at Equifax shines a light on risk professionals and others who work to protect financial institutions that issue credit and the businesses and individuals they serve. To help provide clarity into the world of risk, the team members each explain a role within a typical risk organization. For the full conversation, listen to this episode of Market Pulse.

Oct 26, 2023 | equifax.com | Tom O’Neill

Macroeconomic indicators like increasing delinquency rates and ballooning debt point to a nation of prospective borrowers under financial pressure and with shrinking credit. But those numbers don’t tell the whole story -- lenders need more targeted consumer data to drive daily decision making. In episode 33 of the Market Pulse podcast, our panel of Equifax experts discussed how data can uncover exactly where consumer stresses lie, and how lenders can best use these insights.

Sep 28, 2023 | equifax.com | Tom O’Neill

An increasing number of consumers are facing credit and financial stressors. What economic factors are causing this? In the September 28 episode of Market Pulse podcast, a panel including myself and my colleagues, David Sojka, Jesse Hardin, and Tom Aliff of the Risk Advisory Group at Equifax delved into the factors causing consumer stress, its impact, and how data analysis can help distinguish different consumer segments.

Aug 25, 2023 | powells.com | Kate Beaton |Tom O’Neill |with Dan Piepenbring

It’s that part of the summer, when everything is still too warm, slightly too sunny (if it isn’t hazy out from nearby forest fires), and even if you’re not going back to school, you start to feel those back-to-school jitters. All of which has us craving a good read, so we pulled together some superlative recommendations for our favorite readers (you).