Toni Perkins-Southam

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Lead Editor, Credit Cards and Travel Rewards at Forbes Advisor

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Articles

Maximize Your Wallet: Best Cards To Use With Chase Sapphire Preferred

2 weeks ago | forbes.com | Toni Perkins-Southam

Batman and Robin, peanut butter and jelly—some things are just better in pairs, including the best credit card combinations. The Chase Sapphire Preferred® Card is one that, while powerful on its own, can give you next-level value when coupled with the right partner.
Your Next Adventure Starts Here: Chase Sapphire Preferred Offering 100,000 Points To New Cardholders

1 month ago | forbes.com | Becky Pokora |Toni Perkins-Southam

New cardholders are eligible for the ultimate welcome with the Chase Sapphire Preferred® Card*. For a limited time, this fan-favorite card is offering a best-ever bonus of 100,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening. The Sapphire Preferred’s offer typically sits around 60,000 points, making this a monumental increase.
United Quest Card Vs. United Explorer Card

1 month ago | forbes.com | Becky Pokora |Ben Luthi |Toni Perkins-Southam

The New United Quest℠ Card is aimed at United flyers who want the perks of a premium credit card for a lower annual fee than the heaviest hitters. However, the airline’s long-standing mainstay, The New United℠ Explorer Card, might still pack in enough perks for most with an annual fee at less than half that of the Quest. The New United Quest℠ Card vs.
Best Credit Cards That Offer Preapproval Or Prequalification In 2025

Jan 3, 2025 | forbes.com | Toni Perkins-Southam

Applying for a new credit card can come with concerns. Will you be approved? Will the APR be low enough? What will your credit limit be? Besides the unknowns, issuers make hard inquiries against your credit report(s) when evaluating your creditworthiness. Checking your preapproval for a credit card can help avoid some of the uncertainty.
How I Grinch-Proofed My Holiday Travel With My Credit Cards

Nov 19, 2024 | forbes.com | Jon Nickel-D'Andrea |Toni Perkins-Southam

Between crowded airports, bad weather and the family you haven’t seen since last year’s holiday party, November and December can be two of the most stressful months in the year for travel. The Grinch can rear its ugly head at any time. I like using my credit cards to help relieve some of the mental and monetary stress that comes with the holidays.
I Had A Nightmare Travel Day. My Chase Sapphire Reserve Benefits Provided Relief

Nov 6, 2024 | forbes.com | Kaitlyn Rosati |Toni Perkins-Southam

As a frequent traveler, mishaps are unavoidable. Whether it’s delayed flights, lost or damaged luggage or getting ripped off by a cab driver, I’ve had my fair share of travel-gone-wrong stories. However, when I have a day of back-to-back bad travel luck, I can’t help but wonder if the universe has it out for me, or if it’s some type of karma for some past wrongdoing. Recently, while en route from New York City to Syracuse, I experienced just that.
I’m Thinking About Canceling My Chase Sapphire Reserve And What I’ll Use Instead

Nov 1, 2024 | forbes.com | Carissa Rawson |Toni Perkins-Southam

I’ve been a ride-or-die fan of the Chase Sapphire Reserve® since its launch, when I drove seven hours to find a branch that would approve my application for the card. And although I’ve worn out a card or two, these days I’m rethinking its spot in my wallet.
How I Earned 5% Cash Back This Month With The Citi Custom Cash Card

Oct 25, 2024 | forbes.com | Chris Butsch |Toni Perkins-Southam

Back in the 1990s, getting 1% cash back on essential purchases was considered the gold standard. Soon it became 1.5%, and more recently, 2%. But what about 5%? When can you start earning 5% on gas or groceries all year long? For years, the closest thing I had to a perennial 5% cash-back card was the Chase Freedom Flex®. And to its credit, the card did offer 5% cash back at grocery stores during Q1 2024 and 5% at gas and EV charging stations in Q3.
Why I’m Choosing The Capital One Venture Rewards Card For My Holiday Travel Plans

Oct 21, 2024 | forbes.com | Elina Geller |Toni Perkins-Southam

I’m becoming a digital nomad (again) and plan on spending the holidays in Asia. For this long trip, I decided to get a new credit card and ultimately applied for the Capital One Venture Rewards Credit Card.
5 Reasons Why The Wells Fargo Active Cash® Card Is Perfect For A First Credit Card

Oct 17, 2024 | forbes.com | Chris Butsch |Toni Perkins-Southam

If you’ve read our feature on the current Best Rewards Cards, you’ll know that there are numerous excellent options out there to help you maximize cash rewards on travel and daily spending. But which rewards card is best for newbies, specifically? What’s the best “starter card” on the market today? My money’s on the Wells Fargo Active Cash® Card, and here are five reasons why. 1.

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