Tony Zerucha

Winnipeg

Contributor at Crowdfund Insider

Editor at The Clipper Weekly

Writer at Freelance

Contributor to Lend Academy and Crowdfund Insider and editor of the Clipper Weekly. How's that for variety?

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Articles

How Visa's VAMP Program Affects Merchants And Acquirers

5 days ago | crowdfundinsider.com | Tony Zerucha

Visa’s Acquirer Monitoring Program (VAMP) is causing problems for acquirers and merchants, both for its design and its rollout. While the motivation to limit losses is understandable, Accertify’s director of global product management, Mike Mallon, said customer frustration is too. Visa said VAMP combines five fraud and dispute programs, along with 38 remediation processes, into one.
Modern Treasury AI Addresses Enterprise Payments

1 week ago | crowdfundinsider.com | Tony Zerucha

This week, Modern Treasury introduced Modern Treasury AI to address enterprise payments. Built on the company’s Payment Ops infrastructure, Modern Treasury AI blends a context-aware agent with a real-time workspace. “AI is only as good as the data, and Modern Treasury is uniquely positioned to deliver the first AI capabilities with relevant payments context,” said Sam Aarons, co-founder and CTO of Modern Treasury. “We see the full payment lifecycle.
UAE Groups Pursues $3B Tokenization Deal

1 week ago | crowdfundinsider.com | Tony Zerucha

MAG, a real estate developer in the United Arab Emirates, has signed a $3 billion tokenization agreement with MultiBank Group, a financial derivatives institution based in Dubai, and Mavryk, a blockchain firm, marking what the parties claim is the largest real-world asset tokenization initiative globally to date. The initiative highlights the imminent launch of $MBG, the utility token at the core of MultiBank’s digital finance ecosystem.
AI Highlights Visa Global Product Drop

1 week ago | crowdfundinsider.com | Tony Zerucha

Last week, Visa used its Global Product Drop to highlight how it is using AI to improve the consumer shopping experience. “As new ways to pay emerge, they need to run on a network that is always on – that is safe, secure, scalable and relentlessly innovating,” said CEO Ryan McInerney.
Instacart Acquires Retail E-Commerce Firm Wynshop

1 week ago | crowdfundinsider.com | Tony Zerucha

This past week, Instacart (NASDAQ: CART) acquired Wynshop, a provider of e-commerce solutions for leading grocers and retailers. By bringing together both organizations’ expertise and deep retailer relationships, Instacart aims to strengthen its enterprise solutions and empower more retailers to enhance their online experiences and further engage their customers. “Our deep integration with retailers and our leading technologies are critical advantages for Instacart.
Rain Joins Visa Stablecoin Settlement Program

1 week ago | crowdfundinsider.com | Tony Zerucha

Rain, a global card issuing platform built for stablecoins, has joined Visa’s pilot program for stablecoin settlement. Rain has fully tokenized its credit card receivables and has transitioned all settlement transactions for its Visa cards to USDCThe company provides backend infrastructure – APIs, compliance layers and settlement logic – that enables fintechs and wallets to build and launch stablecoin-linked card programs.
Brex Report A Roadmap To Navigating Growing Volatility

1 week ago | crowdfundinsider.com | Tony Zerucha

Brex’s recently published The CFO Imperative – How Finance Leaders Are Staying Ahead In a Volatile World provides a concise roadmap for finance executives navigating a business environment that has dramatically changed over the past four months. More than 500 finance executives were polled in January and again in April to see how their plans have changed. Much has changed. Brex president and CFO Ben Gammell said four themes dominate planning.
Blockchain Analytics Firm Crystal Intelligence Acquires Scam Alert

1 week ago | crowdfundinsider.com | Tony Zerucha

Crystal Intelligence, a provider of blockchain analytics and risk monitoring, is acquiring Scam Alert, a publicly accessible platform for crypto scam reporting and detection initially created by Whale Alert. Crypto fraud has reached unprecedented levels, and victims are often left isolated, unsupported, and unaware that they may be part of a broader, coordinated scheme.
Direct Bank Checking Account Users Happiest: JD Power

1 week ago | crowdfundinsider.com | Tony Zerucha

According to the JD Power 2025 U.S. Direct Banking Satisfaction Study, overall customer satisfaction with direct bank checking accounts is 692 (on a 1,000-point scale), which is 24 points higher than the average regional bank and 35 points higher than national banks. Savings account satisfaction is even higher (705), which is 89 points higher than regional banks and 98 points higher than national banks.
Runa Research Provides Freelancer Retention Recipe

1 week ago | crowdfundinsider.com | Tony Zerucha

Runa, a global fintech infrastructure for payouts, has released new payments research that provides businesses with data-driven insights into how to retain and engage gig workers, freelancers, direct sellers, and other independent workers. With workplace engagement continuing to plummet, more than one-third of the U.S. workforce (60 million-plus people) have engaged in freelance work since 2023. According to Upwork, such work is expected to comprise more than half of the U.S. workforce by 2028.