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3 weeks ago | 
bankrate.com | Lane Gillespie |Tori Rubloff
AI can make it much easier to start a small business, though it offers its own challenges. Business owners in e-commerce, digital marketing, consulting and analytics could especially benefit from using AI at work. As AI grows more advanced, businesses can take advantage of it to create ultra-personalized services. However, business owners are also at risk of relying too much on it.
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1 month ago | 
bankrate.com | Lane Gillespie |Tori Rubloff
The Trump administration’s tariffs against Mexico, Canada and China could soon affect prices on store shelves. Experts estimate that the average household might pay thousands more annually for everyday expenses due to tariffs. You can compensate for higher prices by comparing costs at different stores, shopping sales and refining your budget.
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1 month ago | 
bankrate.com | Lane Gillespie |Tori Rubloff
Feelings of shame or stress about debt can linger longer than one-time financial setbacks, causing more serious mental health effects in the long run. Not all debt is bad, and not all debt affects someone’s financial picture the same way. Don’t be afraid to reach out to a trusted friend, family member or professional if you need more help managing your debt.
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1 month ago | 
bankrate.com | Lane Gillespie |Tori Rubloff
The Trump administration began a dramatic reduction in the federal workforce in February, offering resignations to all workers and laying off scores of people across several departments. Unfortunately, those federal workers could be in for a lengthy job hunt, as they’re entering a difficult job market that’s already been challenging enough for white-collar workers.
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2 months ago | 
bankrate.com | Lane Gillespie |Tori Rubloff
From simple disagreements about spending to serious debates over your financial future, chances are you’ve had a money-related argument with your partner at one point or another. In some cases, you might have even kept a secret from them. Bankrate’s Financial Infidelity Survey found that 2 in 5 (40 percent) U.S. adults — who are married, in a civil partnership or living with a romantic partner — are committing or have committed financial infidelity against their current spouse or partner.
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Jan 14, 2025 | 
bankrate.com | Lane Gillespie |Tori Rubloff
While self-care resolutions are common during the New Year, new goals can make it tempting to overspend. Keeping your goals realistic and making a budget will help you meet your New Year’s resolutions, without overspending. Periodically check in on your spending throughout to ensure you’re staying on track. This New Year, you may be one of the many Americans who will set resolutions to work out more, pick up a new wellness routine or embrace other kinds of self-care.
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Jan 9, 2025 | 
bankrate.com | Lane Gillespie |Tori Rubloff
A “middle-class lifestyle” is out of reach for many Americans, as many middle-income households live paycheck to paycheck and can’t afford a house or a summer vacation. Many factors — such as low wages, automation and rising debt — make it challenging to live a middle-class lifestyle today. Marcos Cabello, a writer at Bankrate, makes around $170,000 a year when combining finances with his fiancee. Unfortunately, that doesn’t go as far as he’d like in pricey Boston.
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Dec 11, 2024 | 
bankrate.com | Alex Gailey |Tori Rubloff
More Americans are expressing optimism about their finances as pandemic-era price hikes and the “vibecession” increasingly fade away. Bankrate’s latest Financial Outlook Survey finds that 44 percent of Americans think their finances will improve in 2025. This compares with 37 percent who said in a 2023 survey that they expected their finances to improve in 2024.
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Dec 11, 2024 | 
bankrate.com | Lane Gillespie |Tori Rubloff |Alex Gailey
Bankrate Visionaries recognizes trailblazers who dedicate themselves to financial education and empowerment. Learn about these leaders who are breaking down important financial topics both online and offline. At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict, this post may contain references to products from our partners. Here's an explanation of. Read more about how we scored the 2025 Bankrate Visionaries winners in.
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Nov 26, 2024 | 
bankrate.com | Lane Gillespie |Tori Rubloff
After President-elect Donald Trump won his re-election bid earlier this month, Google reported an all-time record number of searches on “How to move to another country.” But despite the enthusiasm, finances will likely stand in the way. An international move can cost tens of thousands of dollars, and Bankrate’s surveys of Americans show the majority of people are priced out of that kind of move.
