Tracy Brackman

Nov 1, 2024 | lendingtree.com | Charlotte Edwards Zhang |Will Collicott |Tracy Brackman

Would you recommend a cash back credit card to a first-time credit card user? Why or why not? Yes, I would recommend a cash back credit card, provided it pays at least 2% on all purchases. Some cards pay only 1.5%, which is perhaps not as valuable as frequent flier miles or hotel points, depending on one’s activity and status with these travel partners. These days, frequent flier miles are worth only about 1% of what you’ve spent; so 2% is definitely more valuable.

May 8, 2024 | lendingtree.com | Tracy Brackman |Robin Ratcliff

Building business credit is an essential part of managing business finances, since it’s common for creditors and suppliers to use this information when making lending and credit decisions. Establishing strong business credit can protect your personal credit by allowing you to apply for business credit cards and business loans without having to rely on your personal credit history. Here are three ways to build up your business credit: 1.