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Feb 2, 2024 | 
finextra.com | Raktim Singh |Santosh Radhakrishnan |Diederick Van Thiel |Uldis Teraudkalns
Will the launch of Apple Vision Pro start the next digital revolution? With the launch of Vision Pro, Apple intends to shift the digital world from mobile computing, in which they have become trendsetters, to revolutionary spatial computing. So I
wondered if we should use this new opportunity to create the next generation of financial experiences - spatial banking.
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Jan 30, 2024 | 
finextra.com | Santosh Radhakrishnan |Mete Feridun |Uldis Teraudkalns
Mick Fennell, Business Line Director and Head of Payments at Temenos
We saw several interesting developments in the payments space in 2023, notably a sustained surge in instant payments, embedded finance gaining momentum and the rollout of ISO 20022 to SWIFT cross border.
Looking at the year ahead, there are a number of trends that will continue to define the landscape.
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Jan 30, 2024 | 
finextra.com | Santosh Radhakrishnan |Mete Feridun |Uldis Teraudkalns
Digital transformation in the fintech sector requires careful consideration of whether to opt for White Label Solutions or Custom Development Services. This decision significantly influences a company's operations, scalability, and long-term success. This
article explores each approach's unique attributes, use cases, pros, and cons to guide fintech business owners in making an informed decision.
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Jan 30, 2024 | 
finextra.com | Mete Feridun |Uldis Teraudkalns |Nikhita Hyett
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External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
The previous blogs in this series taught us how banking distribution and core banking technology have evolved over the decades.
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Jan 29, 2024 | 
finextra.com | Uldis Teraudkalns |William Perry |Raktim Singh |Santosh Radhakrishnan
In a
blogpost from May 2023, I explored how AI is reshaping the dynamic world of finance. Like many others I also concluded that the integration of artificial intelligence (AI) already has had a profound impact, serving as a game-changer. We know that by now!
But what to do if you are a CEO or business leader in this transforming world of (gen)AI?
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Jan 29, 2024 | 
finextra.com | Mete Feridun |Uldis Teraudkalns |Nikhita Hyett
Open Banking celebrated six years young on the 15th of January, making this the perfect time to give the industry a JROC (Joint Regulatory Oversight Committee) update.
As we look ahead in Open Banking, JROC has been our guiding North Star. The JROC committee, having commenced their ambitious work in June 2023, has already proven essential in helping us realise Open Banking’s full potential.
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Jan 26, 2024 | 
finextra.com | Uldis Teraudkalns |Nikhita Hyett |Santosh Radhakrishnan |Brad Strock
The Bank of England (BoE) and HM Treasury published a
response to their joint
consultation paper on 25 January 2024, setting out their assessment of the case for a retail central bank digital currency (CBDC). The consultation paper, which was published last year in February, marked the start of the design phase of the project. The
consultation sought feedback from the public on a set of design proposals for a digital pound and judged it likely that a digital pound would be needed in the future.
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Aug 9, 2023 | 
fintecbuzz.com | Uldis Teraudkalns
Among all the banking service and over-charging stories you hear about, there is an even bigger concern. Will you ever see your money again? Conventional banks not only seem to have challenges serving digital businesses well, while charging them top dollar, but continuing bank failures show that they are also putting their deposits at risk. Come to think of it, why do we even need the things we call “banks” today?
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Jun 8, 2023 | 
ffnews.com | Lauren Towner |Uldis Teraudkalns |Sofian Berrahal
Nexdesk, a new B2B self-service digital asset OTC trading desk, is now available to all users across Europe. Partnering with Lithuanian licensed Electronic Money Institution (EMI) Nexpay, it allows users to conduct both crypto and banking operations in a single platform, with IBAN accounts provided for SEPA transfers.
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Mar 27, 2023 | 
finextra.com | Arjeh Van Oijen |Yuri Kropelnytsky |Jamel Derdour |Uldis Teraudkalns
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