Wes Moss's profile photo

Wes Moss

Atlanta

Dad of 4 boys, Host of Money Matters on @WSBRadio and Retire Sooner Podcast. Partner at @yourwealthcia. Social Media Rules of Engagement: https://t.co/ESSQ7zIBf2

Articles

  • 3 weeks ago | finance.einnews.com | Wes Moss

    According to the Federal Reserve's Survey of Consumer Finances, mini-millionaires are on the rise. getty The Federal Reserve releases its Survey of Consumer Finances every three years. One of the most detailed datasets collected on domestic wealth, the last report looked at 4,602 households between 2019 and 2022, calculating wealth based on real estate, stocks, bonds, bank and retirement accounts, cryptocurrencies, and more.

  • 3 weeks ago | bottomlineinc.com | Wes Moss |Robert Michelin

    One of the biggest challenges in retirement planning is deciding on how much you need to save to last the rest of your life. There are so many financial unknowns and potential outcomes that retirement savers often feel confused, hopeless and unable to establish goals. A lot of Americans assume that they need to save millions of dollars to live a fulfilling life in their senior years. But Wes Moss, CFP, chief investment strategist for Capital Investment Advisors, says that’s not true.

  • 1 month ago | forbes.com | Wes Moss

    A recent Barron’s article made the case for retirees being able to withdraw 5% per year from their portfolios, opening with, “It’s time to throw out the 4% rule and give your retirement paycheck a raise.” The sentiment is a sharp contrast from the publication’s 2022 article floating the idea that retirees might need to downgrade from 4% to 1.9%. Even the Wall Street Journalhas wavered, platforming an academic paper that found “. . .

  • 1 month ago | forbes.com | Wes Moss

    The U.S. Office of Personnel Management (OPM) recently emailed over 2 million federal employees an offer to pay eight months of salary in exchange for resignation. Initiated by the newly launched “Department of Government Efficiency” (DOGE), roughly 75,000 employees accepted the deal. The change underscores a broader shift of large institutions curtailing their workforces. This trend could have significant implications for retirement planning for many Americans.

  • 2 months ago | forbes.com | Wes Moss

    The fight-or-flight response to stress “. . . evolved as a survival mechanism, enabling people and other mammals to react quickly to life-threatening situations,” according to Harvard Medical School. Unfortunately, the very thing that helped keep human ancestry alive often hinders the investing decisions of today. Once an investor’s hackles are up, it can be difficult to make calm, objective retirement planning decisions.

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Wes Moss
Wes Moss @WesMoss365
18 Aug 23

There are so many scary headlines bombarding Americans these days. It’s understandable why you'd consider pulling money out of the #market. But is that productive? Let's review the statistical advantage of stay the course in this episode of #RetireSooner. https://t.co/dOYzqM1GD2 https://t.co/ljsakOsVnf

Wes Moss
Wes Moss @WesMoss365
17 Aug 23

During my conversation with Dr. William Li @drwilliamli, he shares why we should rely on food as medicine and which foods are packed with nutrients. https://t.co/JC6L0RFRZO #health #retirement #RetireSooner https://t.co/EIVaVjl4c5

Wes Moss
Wes Moss @WesMoss365
14 Aug 23

Dr. William Li, world-renowned physician, scientist, TED speaker, and author, joins me on this episode of #RetireSooner to share just how much food can impact our health. https://t.co/w9v8s1LiRY #health #RetirementPlanning #retirement https://t.co/pEMxVAXXHN