William Baldwin

New York

Investment Strategies Editor at Forbes

Contributor at Freelance

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Articles

The Market Is Crashing. Buy These Stock Index Funds

2 weeks ago | forbes.com | William Baldwin

Tariffs or no tariffs, you need a core holding to carry you through the next 30 years. Our sortable scorecard of 52 Best Buys will take you to it. Buy the dip? That takes some fortitude, when world trade is on the verge of collapse, consumers are frightened and businesses can’t plan anything. The U.S. stock market, as measured by the Vanguard Total Stock Market fund, sank a convulsive 5% yesterday. But don’t see the crash as a buying opportunity, or as a selling opportunity either.
It’s Time To Buy Foreign Stocks-Here’s How And Where

1 month ago | forbes.com | William Baldwin

Does the Trump economy have you on edge? Send money overseas, using this sortable list of Best Buys in international funds. For most of the 21st century, investors have been in love with the U.S. and lacking a motive to send money abroad. This year they have, for some reason, changed their thinking. So far foreign stocks are up 9% (dividends included), U.S. stocks down 5%. If you want to join the flight overseas, use this guide to cost-effective index funds.
How To Boost Your Cash Yield At Fidelity, Vanguard, Chase And Schwab

1 month ago | forbes.com | William Baldwin

Inflation and high interest rates aren’t going away. Don’t let your checking account rob you of a decent return on liquid assets. By William Baldwin, Senior ContributorForget bank CD rates for a moment. If you want more interest, look at something under your nose: the bank account you use to collect a paycheck and pay bills. Chances are you are earning something in the neighborhood of zilch on your liquid assets. You can fix this. You can get 4%.
How Investors Can Win The Inflation Race

2 months ago | forbes.com | William Baldwin

Bad: stubborn prices increases. Surprisingly good these days: Your ability to outrun them. By William Baldwin, Senior ContributorUgly truth about inflation: Once it gets started, it’s hard to stop. But there’s an auspicious element of what’s going on in the financial markets: Investors are much better equipped than they used to be to combat the erosion of their savings.
How To Turbocharge Your Gold Investing

2 months ago | forbes.com | William Baldwin

Follow Imaru Casanova deep underground with shares in mining companies. They're a leveraged bet, so they’re riskier than gold bars. By William Baldwin, Senior ContributorIn 1991 Imaru Casanova, age 16, won a foreign-studies scholarship, left Venezuela and arrived in Denver knowing scarcely a word of English. Her language instruction course happened to be at the Colorado School of Mines.
It’s Time To Buy Bonds-Here’s Why. And How.

Jan 18, 2025 | forbes.com | William Baldwin

Stocks have gotten very expensive, bonds very cheap. If you want to move money from equities to fixed income, use this guide. By William Baldwin, Senior ContributorDramatic move this month from Vanguard Group: It’s saying that the classic portfolio of 60% stocks and 40% bonds, with which it has been so enamored for so long, might not be quite right. Consider, it says, going over to 40% stocks and 60% bonds. Wow. Dumb old bonds are better than sizzling stocks? It’s not quite that simple.
New York's Outlandish Plan To Grab $75 Billion From Big Oil

Jan 11, 2025 | forbes.com | William Baldwin

Albany's grand idea: tackle the climate crisis by extracting cash from other parts of the globe. By William Baldwin, Senior ContributorState budgets are strained and tax hikes might make voters angry or businesses inclined to leave. Solution: Send the bills for climate control, such as flood control projects, out of state.
6 Smart Year-End Tax Moves

Dec 4, 2024 | forbes.com | William Baldwin

Stock trades, donations and retirement contributions can have surprising effects on your taxes. Here's how to use tax software to determine whether it will pay to pull the trigger. By William Baldwin, Senior ContributorThree weeks remain for end-of-year tax dodges. This review suggests strategies that might work for you and tells you how to find out if they will work. Some of these schemes are, or should be, familiar, such as harvesting tax losses in your portfolio.
Trump Tax Cuts And 11 Other Reasons To Skip A Roth Conversion

Nov 23, 2024 | forbes.com | William Baldwin

Prepaying income tax on a retirement account might be a good idea. Or it could be a really bad idea. Read this before pulling the trigger. By William Baldwin, Senior ContributorYour financial advisor may be all fired up about prepaying tax on an IRA, converting it into a totally tax-free Roth IRA. Is this a great idea? Sometimes. Not always. The recent election of a tax-cutter to the White House should have diminished the fervor of Roth fans.
How To Protect Your Bonds From An Inflation Comeback

Nov 16, 2024 | forbes.com | William Baldwin

If fiscal theory is right, even bigger federal deficits under President Trump could reignite inflation. It’s a good time to buy TIPS. By William Baldwin, Senior ContributorWhat drives inflation?Too much money, say the monetarists. When growth in the money supply exceeds growth in output, Milton Friedman declared, prices go up. That’s not quite right, say some dissident economists gathering under the banner of “fiscal theory.” The bigger factor, they say, is deficit spending.