Be Clever With Your Cash

I am dedicated to assisting you with your financial journey. Every pound you save or earn brings you closer to financial independence. There are countless simple actions we can take every day to help us reach our objectives. Through my blog, podcast, and YouTube channel, I will demonstrate that managing your money wisely doesn’t mean you have to avoid spending or live a restricted lifestyle. It’s all about learning to minimize waste, discovering the best deals, and improving your understanding of your financial habits. My goal is to help you keep more money in your wallet. How you choose to use that money is entirely up to your individual relationship with it. Whether you decide to save or spend, I will provide you with useful advice and tools to help you maximize its potential!

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June 2025's savings round-up & news

5 days ago | becleverwithyourcash.com | Andy Webb

The latest news to help you get the most from your savings account. Here’s my monthly update sharing changes at leading UK savings accounts, as well as some of the articles you might have missed on the site. In this article Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
Halifax to scrap £5 reward and cinema ticket

1 week ago | becleverwithyourcash.com | Andy Webb

Bad news as changes are coming for our favourite reward current account. We’ve been big fans of the Halifax Reward account since it’s launch, but with a revamp on the cards customers are set to lose their monthly perk. Here’s what we know so far. Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here. What is the Halifax Reward account?
Exclusive: almost one in three guests take on debt to attend wedding celebrations

1 week ago | becleverwithyourcash.com | Amelia Murray

Are brides and grooms pushing their loved ones to the financial brink? Who doesn’t love a wedding? A day celebrating love, getting fed and watered, and a chance to let your hair down with your nearest and dearest. But what we don’t love – and what’s been creeping up over the last few years – is the cost to family and friends who’ve been invited. And these days, we’re not just talking about dusting off your best dress and showing up for the wedding day in your town. Oh no.
Cash Chats 470 | TSB offer up to £340 with new switch offer, Energy price cap falls 7% & the British Bank Awards

1 week ago | becleverwithyourcash.com | Steve Alderton

The podcast to help you make the most of your moneyIn the latest episode of the pod Andy and Amelia are talking about:Latest TSB bank switch offers up to £340UK energy price cap is cut by 7%: what does it mean for you? Our pick of the winners from this years British Bank AwardsScroll down for further reading links. Listen to Cash Chats episode 470Or you can also listen to Cash Chats on all podcasting apps.
Understanding different types of investment funds

2 weeks ago | becleverwithyourcash.com | Moira O'Neill

Everything from Oeics, investment trusts and ETFs to active vs passive strategies. Most people start their investing journey by choosing a fund. Here your money is pooled with that of multiple other investors like you. It’s then managed by a professional who makes investment decisions on your behalf, whether active or passive. But there are more than 5,000 funds to choose from, so it can be an overwhelming decision if you’re not sure what you’re looking at.
British Bank Awards 2025: the winners

2 weeks ago | becleverwithyourcash.com | Andy Webb

Monzo, Triodos and Tembo among the big winnersYou know what we think about different banks, money apps and building societies, but what do you think? Well, the 2025 British Bank Awards winners are chosen completely by customer votes, so they’re a good indicator of which ones are your favourites.. This year the ceremony took place on 22 May 2025, and here are the banks that took home the big awards.
Our deals of the week 23 May 2025

2 weeks ago | becleverwithyourcash.com | Flynn Yorke

Every week we spend hours looking at discounts and deals to pick the good from the bad. We’ll only share ones which we think are worth considering – but remember you’re only saving money if you’re buying something you need and can afford. In this article 1 This week’s deals Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
Chase credit card: is it worth it?

2 weeks ago | becleverwithyourcash.com | Andy Webb

The new card will fully launch in the summer of 2025. For fans of Chase Bank, particularly those aware of the huge rewards available to US customers, the first Chase credit card in the UK is big news. After months of trials, first to staff and then to select customers, we now know what the final product will offer. Here’s what you need to know. Some articles on the site contain affiliate links, which provide a small commission to help fund our work.
Santander axes debit card cashback

2 weeks ago | becleverwithyourcash.com | Andy Webb

The best alternatives to earn as you spend. There’s a big change for users of the Santander Edge or Edge Up current accounts, with the end to 1% cashback rate on travel and groceries. Here’s what you need to know, and other ways to earn on your spending. Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here. What are the Edge and Edge Up accounts?
The best restaurant discount websites & apps

2 weeks ago | becleverwithyourcash.com | Amelia Murray

The Fork, First Table, NeoTaste & more reviewed. Going to a restaurant is a real treat, but it doesn’t need to – and shouldn’t – break the bank. We’ve looked into a number of websites and apps that promise to slash your bill every time you eat out – but how do they work and are they any good? In this article Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence.