CardRatings.com
At CardRatings.com, we are committed to delivering the latest insights and developments in the credit card industry. Since we launched online credit card reviews in 1998, our team of financial professionals has created thorough and impartial reviews for over 150 credit cards, empowering everyday users to make informed decisions about their credit options. Beyond our credit card reviews, we also provide a wealth of resources in our learning center, including monthly payment and credit card payoff calculators, guides for credit card reward programs, and our well-known “best of” pages. These pages showcase our editors’ top recommendations for various credit card categories, complemented by genuine ratings from real cardholders.
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Articles
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3 days ago |
cardratings.com | John Schmoll
Credit cards typically don’t have one APR. You can incur one APR for purchases, while triggering a different one if you take a cash advance. If you face the unfortunate situation of missed payments or exceeding your credit limit you may activate a penalty APR, making repaying indebtedness burdensome.
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2 weeks ago |
cardratings.com | John Schmoll
Credit card debt can stymie progress toward financial goals. Dealing with high-interest debt in retirement can be exponentially worse. More retirees are struggling with credit card debt, with many using cards to pay for necessities. Left unchecked, this can derail years of retirement planning. Fortunately, there are options for credit card debt relief for seniors that make eradicating debt possible.
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3 weeks ago |
cardratings.com | Dawn Papandrea
With headlines about data breaches and government agency audits, some people are freezing their credit. In fact, around 10% to 20% of consumers have credit freezes in place, according to the . But should you freeze your credit? And what do credit freezes actually do to protect you? Learn all about what credit freezes can and can’t do to safeguard your identity and protect you from fraud.
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4 weeks ago |
cardratings.com | Dawn Papandrea
For anyone who is approaching retirement age or who will be living on a fixed income, credit card debt and other credit struggles can put a real damper on your golden years. But that is the reality for a good portion of older Americans today, and not because they are splurging on trips abroad or rounds of golf. A recent AARP survey reports that nearly half (47%) of adults ages 50 and older who carry credit card debt said they used their cards to pay for basic living expenses.
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1 month ago |
cardratings.com | Bob Haegele
Debt levels have increased significantly in the last 10 years in the United States, with credit card and student loan balances leading the way. Although credit card balances dipped slightly during the COVID-19 pandemic, they’ve come roaring back with a vengeance in the past few years. Amidst significant economic uncertainty, many consumers are left wondering what the coming months and years will hold.
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