John Schmoll's profile photo

John Schmoll

Omaha

Co-Founder at Frugal Rules

Writer at Freelance

#Freelance #Writer, K-State Fan in #Omaha. For more, check out @FrugalRules https://t.co/V8OVEsoJbb

Featured in: Favicon frugalrules.com Favicon msn.com Favicon cbsnews.com Favicon usnews.com Favicon yahoo.com (+5) Favicon investopedia.com Favicon wtop.com Favicon wealthofgeeks.com Favicon gobankingrates.com Favicon dailyfinance.com

Articles

  • 3 days ago | cardratings.com | John Schmoll

    Credit cards typically don’t have one APR. You can incur one APR for purchases, while triggering a different one if you take a cash advance. If you face the unfortunate situation of missed payments or exceeding your credit limit you may activate a penalty APR, making repaying indebtedness burdensome.

  • 6 days ago | gobankingrates.com | John Schmoll |Zuri Anderson

    fizkes / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

  • 1 week ago | gobankingrates.com | John Schmoll |Zuri Anderson

    lewkmiller / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology. 20 YearsHelping You Live RicherTrusted by Millions of ReadersOwning a home is a key component of the American Dream.

  • 1 week ago | gobankingrates.com | John Schmoll |Amber Barkley

    May 27, 2025 4 min Read Gage Skidmore / Wikimedia Commons Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

  • 1 week ago | gobankingrates.com | John Schmoll |Rebekah Evans

    perfectlab / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

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John Schmoll
John Schmoll @JSchmoll74
5 May 25

This Underrated Savings Hack Could Change Your Life, According to Rachel Cruze @GOBankingRates https://t.co/MgjTuHQRqp

John Schmoll
John Schmoll @JSchmoll74
5 May 25

3 Ways New Tariffs Could Increase Your Utility Bills @GOBankingRates https://t.co/gQ6vAoMzeq

John Schmoll
John Schmoll @JSchmoll74
22 Apr 25

Trump Just Extended a Deadline That Lets You Invest In Elon Musk, Jeff Bezos and More @GOBankingRates https://t.co/tLrApRDg83