Charles Stanley Media

Jun 16, 2023 | charles-stanley.co.uk | Rob Morgan

There are two main options at retirement for those with ‘defined contribution’ pension plans such as personal pensions and SIPPs. Continue investing and take out money from your pot as and when needed – known as drawdown – or buy an annuity. What is an annuity? An annuity is an insurance product that guarantees a regular income, usually for life, in exchange for your pension pot or part of it. They come in various forms so they can be tailored to suit someone’s circumstances and objectives.

Apr 12, 2023 | charles-stanley.co.uk | Rob Morgan

SIPP (Self-Invested Personal Pension)  Ideal for those who want to take more control of their retirement investments. If you invest in a SIPP, the provider will claim the 20% basic rate of tax from the government but higher or additional rate taxpayers will need to reclaim the income tax balance through an annual self-assessment form. Follow the link below to find out more about SIPP pensions with Charles Stanley Direct.

Mar 2, 2023 | charles-stanley.co.uk | Garry White

Feb 19, 2023 | charles-stanley.co.uk | Garry White

Feb 15, 2023 | charles-stanley.co.uk | Garry White