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Finance/Financial Planning and Management

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  • Jun 16, 2023 | charles-stanley.co.uk | Rob Morgan

    There are two main options at retirement for those with ‘defined contribution’ pension plans such as personal pensions and SIPPs. Continue investing and take out money from your pot as and when needed – known as drawdown – or buy an annuity. What is an annuity? An annuity is an insurance product that guarantees a regular income, usually for life, in exchange for your pension pot or part of it. They come in various forms so they can be tailored to suit someone’s circumstances and objectives.

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