Money to the Masses

Money to the Masses is designed to help you manage your money effectively, enabling you to create the lifestyle you desire.

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MTTM Podcast Episode 509 - Pension IHT changes, How much do you need to retire & Credit file hack

6 days ago | moneytothemasses.com | Damien Fahy

News > Podcast > MTTM Podcast Episode 509 – Pension IHT changes, How much do you need to retire & Credit file hack By Damien Fahy 3 min Read Listen to Episode 509In this week's show I explore the proposed changes to Inheritance Tax (IHT) on defined contribution pensions, set to begin in April 2027. I discuss strategies that could be used to mitigate the potential impact.
Co-op offers £10 off a £40 shop following cyber attack – Who's Eligible & How to Claim - Money To The Masses

1 week ago | moneytothemasses.com | Damien Fahy

News > Co-op offers £10 off a £40 shop following cyber attack – Who’s Eligible & How to Claim By Damien Fahy 2 min Read The Co-op has announced a special discount for customers, offering £10 off an in-store shop of £40 or more. This move comes as a direct "thank you" to members for their patience and support after a major cyberattack impacted the retailer's operations and led to the theft of some member data.
MTTM Podcast Episode 508 - UK Wealth Uncovered (Where do you rank?) & Winter Fuel Payment Update

2 weeks ago | moneytothemasses.com | Damien Fahy

News > Podcast > MTTM Podcast Episode 508 – UK Wealth Uncovered (Where do you rank?) & Winter Fuel Payment Update By Damien Fahy 3 min Read Listen to Episode 508This week, I examine the latest wealth data, which reveals the average wealth of UK households by age and region, looking at everything from property and pensions to savings and investments.
Damien's June 2025 portfolio review

2 weeks ago | moneytothemasses.com | Damien Fahy

Damien's Portfolio > Your 80-20 Investor Dashboard > Damien’s June 2025 portfolio review – Pushing towards new highs By Damien Fahy 7 min Read The background to my portfolioBack in March 2015 I decided to invest £50,000 of my own money using 80-20 Investor. The purpose was twofold, firstly to show how you can use 80-20 Investor to invest and outperform the market with only a few minutes effort every now and then.
6 mistakes people make when trying to sell their property

2 weeks ago | moneytothemasses.com | Liam Fahy

Owning A Home > Buying or Selling a Home > 6 mistakes people make when trying to sell their property By Liam Fahy 2 min Read After decades spent selling houses in the UK, I see property sellers making the same mistakes time and time again and wondering why their house won't sell. The reality is that there is a buyer for every house.
Selling your home: 10 tips on how to showcase your property

2 weeks ago | moneytothemasses.com | Liam Fahy

Owning A Home > House Prices > Selling your home: 10 tips on how to showcase your property By Liam Fahy 4 min Read When it comes to preparing your house to sell it, your friends and family will have many tips on how to ensure you set your stall out correctly and some of this advice will be useful but you may find that some advice is costly and may not give you any return on your investment.
Find the best & cheapest local estate agent in seconds

2 weeks ago | moneytothemasses.com | Damien Fahy

Owning A Home > Buying or Selling a Home > Find the best & cheapest local estate agent in seconds By Damien Fahy 6 min Read When it comes to selling your property, you will likely require the services of a professional and estate agents may appear on most high streets but choosing the best one can be tricky. Most property sellers will require help with marketing the property as well as organising the viewings and negotiating offers presented by prospective buyers.
Why can't I sell my house?

2 weeks ago | moneytothemasses.com | Liam Fahy

Owning A Home > Buying or Selling a Home > Why can’t I sell my house? Advice on why your property isn’t selling By Liam Fahy 5 min Read In the current UK property market, it is important when trying to sell your home that you give yourself the best chance of finding a buyer. With recent evidence showing that only around 50% of properties that come onto the market actually sell, you must pull out all the stops to find that elusive buyer.
MTTM Podcast Episode 507 - UK Property Special: Latest on Mortgage rates, Products, Affordability tests & House prices

2 weeks ago | moneytothemasses.com | Damien Fahy

News > Podcast > MTTM Podcast Episode 507 – UK Property Special: Latest on Mortgage rates, Products, Affordability tests & House prices By Damien Fahy 7 min Read Listen to Episode 507In this week's podcast I provide a comprehensive update on the UK property and mortgage market.
80-20 Investor Best of the Best Selection - June 2025 Update

3 weeks ago | moneytothemasses.com | Damien Fahy

CommentaryLast month the BOTB once again outperformed its benchmarks, with every fund within the selection producing a positive return. The BOTB rose 3.71% during May, which is the strongest monthly performance since December 2023. Unsurprisingly, 21 of the funds in last month's BOTB have retained their position in June's BOTB, which is the highest retention rate since June 2024.