Fannie Mae

In 1938, the U.S. Congress established Fannie Mae to ensure that affordable mortgage financing is accessible nationwide. Our ongoing mission is to offer a consistent source of funds that helps support mortgage borrowers and renters with low to moderate incomes.

National

English

Corporate/Government Newsroom

Outlet metrics

Domain Authority

Ranking

Global

#49678

United States

#9618

Finance/Banking Credit and Lending

#271

Traffic sources

Monthly visitors

Articles

What Determines the Rate on a 30-Year Mortgage? | Fannie Mae

Dec 29, 2024 | fanniemae.com | Nathaniel Drake

We explain how the rate on a 30-year mortgage is determined and how these factors explain the movements in mortgage rates following the COVID-19 pandemic.
Fannie Mae Perspectives - 2024 Archive

Nov 20, 2024 | fanniemae.com | Steve Holden |Kevin Tillman |Nick Sapirie |John Thibaudeau

Providing Greater Certainty Through Enhanced Risk Management November 20, 2024 by Steve Holden Senior Vice President, Single-Family Analytics Read the article » Most Consumers Support Building New Housing but Disagree on the Details in Their Own Neighborhoods November 13, 2024 Market Research Lead Associate, Economic & Strategic Research Group Economist, Economic & Strategic Research Group Read the article » Mission Index Focuses Help Where It’s Needed October 29, 2024 Fannie Mae Vice...
Providing Greater Certainty Through Enhanced Risk Management

Nov 19, 2024 | fanniemae.com | Steve Holden |Single-Family Analytics

As we noted in last year's perspectives blog on the 2023 Desktop Underwriter® (DU®) V. 11.1 update, Fannie Mae is continually researching new methods and data to assess mortgage credit risk safely and soundly, while ensuring that potential borrowers have access to an affordable, safe mortgage. The recent announcement of DU Version 12.0 reflects this ongoing focus. With DU V.
Moving to the Country: Unpacking the Persistent Increase in Rural Housing Demand Since the Pandemic

Nov 7, 2024 | fanniemae.com | Kevin Park

The confluence of increased demand for space, opportunities to work remotely, and historically low interest rates during the COVID-19 pandemic had a substantial effect on the geography of housing demand. Previous Fannie Mae research found a rise in the share of homebuyers moving across metropolitan statistical areas (MSAs) from higher-density to lower-density neighborhoods.
Opportunities Exist to Offer Digital Verification Tools to More Homebuyers

Aug 7, 2024 | fanniemae.com | Brooke Smith

Over the last few years, several mortgage origination technology solutions have been rolled out to increase efficiency, improve the borrower experience, and lower costs. One of these advancements, digital verification, gives borrowers the option to allow lenders or third-party service providers to digitally access their financial information, such as bank accounts and payroll data, to verify employment, income, and assets.
Increasingly Debt-Strapped Consumers Concerned About Rising Housing-Related Costs

Jul 23, 2024 | fanniemae.com | Rachel Zimmerman |Lauren Hoffman |Single-Family Strategy

When analyzing housing affordability, economists and industry observers closely track changes in top-line measures like home prices, rents, and mortgage rates. However, there are many other housing-related costs that, individually and in aggregate, meaningfully impact affordability for both homeowners and renters, including real estate taxes, insurance, utilities, routine maintenance, and homeowners' association (HOA)/condo fees, among others.
Mortgage Lenders Cite Talent Management and Cost-Cutting as Top Priorities

Jul 2, 2024 | fanniemae.com | Douglas D. Duncan

Mortgage lenders cited "talent management and leadership" and "cost-cutting" as their two most important business priorities of 2024, according to our latest Mortgage Lender Sentiment Survey® (MLSS). Cost-cutting had been cited by lenders as their top priority last year, and, in the latest MLSS, nearly two-thirds of respondents reported downsizing their workforce in 2023 – though only a slim minority expect that trend to continue through 2024.
Economic Pessimism Has Lenders Once Again Citing Cost-Cutting as Top Business Priority

Jul 19, 2023 | fanniemae.com | Douglas D. Duncan

Mortgage lenders cited "cost-cutting" as their most important business priority for the second year in a row, according to Fannie Mae's Mortgage Lender Sentiment Survey® (MLSS). Additionally, lender sentiment toward the U.S. economy remained extremely pessimistic, continuing a trend that began in the third quarter of 2021.