Frugal Rules

Feb 15, 2024 | frugalrules.com | John Schmoll

Sometimes you need financial help for your basic living needs like housing, utilities, groceries, and health care to get you and your family over the hump. You can apply for free government money, which depends on your circumstances and qualifications. Most government assistance programs are federally funded but run by the states. Table of ContentsToggleThe government (i.e., federal, state, or local) provides money to people in financial need.

Feb 14, 2024 | frugalrules.com | John Schmoll

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules. As a veteran of the financial services industry, I’ve worked as a mutual fund administrator, banker, and stockbroker and was Series 7 and 63-licensed, but I left all that behind in 2012 to help people learn how to manage their money. My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

Feb 13, 2024 | frugalrules.com | John Schmoll

Life is so much easier when you don’t have to stress over managing your money, especially if you can do so for free. When people start working and making money, they want to open a free checking account that doesn’t charge recurring fees. With a checking account, people can manage all their transactions regularly. Without the monthly maintenance fee, people can worry less and forget about the hassles. Opening a free checking account doesn’t mean everything will be for free.

Feb 5, 2024 | frugalrules.com | John Schmoll

Debt relief programs help individuals and businesses burdened by unmanageable debt. These programs aim to reduce the total amount of debt owed or offer better repayment terms. These plans can effectively help people regain control of their financial health and work toward becoming debt-free. Despite their potential benefits, debt relief programs may not be suitable for everyone, and you should understand each option before deciding whether it’s the right choice.

Jan 30, 2024 | frugalrules.com | John Schmoll

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules. As a veteran of the financial services industry, I’ve worked as a mutual fund administrator, banker, and stockbroker and was Series 7 and 63-licensed, but I left all that behind in 2012 to help people learn how to manage their money. My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.