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1 month ago | 
hoa.org.uk | Sarah Potter
When it comes to moving house, staying on top of your money and admin can feel overwhelming. The free HMRC app is packed with features that are helpful for home movers. Here's how this handy tool can simplify your move and keep important tax information at your fingertips.
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1 month ago | 
hoa.org.uk | Rebecca Gamble
Against a backdrop of worsening inflation news, the Bank of England is widely predicted to hold interest rates at 4.5% when the Bank’s Monetary Policy Committee makes its next announcement on the base rate on Thursday 20 March. The odds of maintaining the bank rate at the same level is 95%, according to interest rates swaps data.
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1 month ago | 
hoa.org.uk | Sarah Potter
Cavity wall insulation has been retrofit installed in approximately 17 million homes across the UK, but there’s growing concerns for homeowners that are facing the consequences of incorrect installation. Oscar Onsite explains what’s been happening, why there are rising concerns and what you can do about it.
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2 months ago | 
hoa.org.uk | Angela Kerr
We're calling on government to step in and help homeowners who are struggling with spray foam insulation mortgage problems, faced with high costs for spray foam removal, can't access equity release and to tackle the increasing number of vulnerable homeowners being targeted by removal companies.
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2 months ago | 
hoa.org.uk | Angela Kerr
Deciding whether now is the right time to buy a house is a big decision. Should you buy now or wait? We look at all the factors to weigh up, whether you’re a first time buyer or a homeowner planning your next move. KEY INFORMATIONNow could be considered a good time to buy a house as many experts predict a slightly rising housing market in 2025 with potential for negotiation, coupled with potentially lower mortgage rates compared to recent highs.
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2 months ago | 
hoa.org.uk | Sarah Potter
The biggest challenges for first-time homebuyers are high property prices, saving enough for a deposit, and the overwhelming complexity of the process. These massive issues have been unavoidable for many, making it feel like homeownership is always out of reach…until now. What if you could pinpoint exactly where your money is going, put those savings directly into your home deposit, and get personal guidance through the home-buying process?
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2 months ago | 
hoa.org.uk | Rebecca Gamble
Homeowners who’ve had external wall insulation or internal wall insulation installed in their homes under government schemes may be at risk of damp and mould. Here's the latest news on solid wall insulation problems and how to find out if you're affected.
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Jan 16, 2025 | 
hoa.org.uk | Sarah Potter
Japanese Knotweed is the UK’s No.1 non-native invasive plant species, originally brought to the UK in the early 1900’s. It was at that time and for decades confined to private estates, but towards the 1970’s it began to spread throughout the country and is estimated in 2025 to be affecting as many as 1.2 million properties. Japanese Knotweed is deemed dangerous partly because of its ability to grow so fast, growing up to 3 metres deep and 7 metres wide.
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Jan 8, 2025 | 
hoa.org.uk | Angela Kerr
Have you ever found a house or flat online that looks perfect, only to find out something fundamental later down the line that means it isn't right for you? Something quite basic that really should have been made clear? Our latest research takes a snapshot of the essential information estate agents and portals should be reporting up-front in their property listings but consistently fail to share.
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Jan 8, 2025 | 
hoa.org.uk | Rebecca Gamble
A review into whether Lifetime ISAs are still ‘fit for purpose’ has been launched by the Treasury Committee. Lifetime ISAs launched in 2017 offering under 40s the opportunity to get a 25% government bonus of up to £1,000 a year on their savings towards a first home (which must cost under £450,000) or their retirement (read on for more details on how they work). Almost 230,000 people have used LISAs to help them buy a house according to HMRC data and 1.5m people are currently saving into a LISA.