HomeOwners Alliance

2 weeks ago | hoa.org.uk | Angela Kerr

We’ve been tracking UK housing concerns for the past 10 years, and can reveal that issues that were significant back in 2015 continue to plague the market today in 2025. While traditional housing problems like affordability and availability persist, concerns around the leasehold system, stamp duty, and the buying and selling process have risen fastest over the past decade, contributing to a worsening picture for homebuyers and aspiring first time buyers.

3 weeks ago | hoa.org.uk | Rebecca Gamble

The newly-launched Delayed Start Mortgage allows first time buyers to put off their first three mortgage payments, but what’s the catch? We take a look. Skipton Building Society has launched a new mortgage that allows first time buyers to delay their first three mortgage payments.

1 month ago | hoa.org.uk | Rebecca Gamble

Donald Trump’s global trade war is causing economic turmoil but it’s actually good news for UK mortgage rates. Here’s why. Donald Trump’s ‘tariff war’ is causing global economic turmoil but the silver lining in the UK is that this has led to lower mortgage rates.

1 month ago | hoa.org.uk | Angela Kerr

Our latest research with the Federation of Master Builders shows there is a widespread misconception that builders are licensed, have insurance to cover accidental damage and should be registered with a regulatory or government body. Which begs the question: why aren't they?

1 month ago | hoa.org.uk | Angela Kerr

Our latest research with Lifesearch reveals millions of UK mortgage holders could be living without any financial safety net Over a third (36%) of UK mortgage holders have no life, income or critical illness cover Almost half (46%) would struggle to pay their mortgage within six months of losing their income, with 21% facing difficulties within just two months Mortgage holders would turn to borrowing, selling valuables, or applying for government support to stay afloat Millions of UK mortgage...