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2 weeks ago | 
hoa.org.uk | Angela Kerr
We’ve been tracking UK housing concerns for the past 10 years, and can reveal that issues that were significant back in 2015 continue to plague the market today in 2025. While traditional housing problems like affordability and availability persist, concerns around the leasehold system, stamp duty, and the buying and selling process have risen fastest over the past decade, contributing to a worsening picture for homebuyers and aspiring first time buyers.
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1 month ago | 
hoa.org.uk | Angela Kerr
Our latest research with the Federation of Master Builders shows there is a widespread misconception that builders are licensed, have insurance to cover accidental damage and should be registered with a regulatory or government body. Which begs the question: why aren't they?
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1 month ago | 
hoa.org.uk | Angela Kerr
Our latest research with Lifesearch reveals millions of UK mortgage holders could be living without any financial safety net Over a third (36%) of UK mortgage holders have no life, income or critical illness cover Almost half (46%) would struggle to pay their mortgage within six months of losing their income, with 21% facing difficulties within just two months Mortgage holders would turn to borrowing, selling valuables, or applying for government support to stay afloat Millions of UK mortgage...
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Feb 12, 2025 | 
hoa.org.uk | Angela Kerr
We're calling on government to step in and help homeowners who are struggling with spray foam insulation mortgage problems, faced with high costs for spray foam removal, can't access equity release and to tackle the increasing number of vulnerable homeowners being targeted by removal companies.
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Feb 10, 2025 | 
hoa.org.uk | Angela Kerr
Deciding whether now is the right time to buy a house is a big decision. Should you buy now or wait? We look at all the factors to weigh up, whether you’re a first time buyer or a homeowner planning your next move. KEY INFORMATIONNow could be considered a good time to buy a house as many experts predict a slightly rising housing market in 2025 with potential for negotiation, coupled with potentially lower mortgage rates compared to recent highs.
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Jan 8, 2025 | 
hoa.org.uk | Angela Kerr
Have you ever found a house or flat online that looks perfect, only to find out something fundamental later down the line that means it isn't right for you? Something quite basic that really should have been made clear? Our latest research takes a snapshot of the essential information estate agents and portals should be reporting up-front in their property listings but consistently fail to share.
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Sep 20, 2024 | 
edinburghnews.scotsman.com | Angela Kerr |Angela KerrContributor
Watch more of our videos on ShotsTV.com and on Freeview 262 or Freely 565Visit Shots! nowRecently, my Auntie's house,my family home was severely damaged by a devastating flood. Her house, filled with years of memories, was not only her sanctuary but also a place where she welcomed family and friends with open arms. The flood has taken away so much—furniture, appliances, and even parts of the structure have been destroyed.
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Jul 31, 2024 | 
hoa.org.uk | Angela Kerr
With the General Election set, the UK finds itself in a deeper and more serious housing crisis than ever before. Private renters are struggling with sky-rocketing rents, social housing waiting lists hit all time highs and a heart-breaking 145,800 children are homeless in temporary accommodation with their families. Buying a first home is now considered a luxury. Our latest research shows that for many young people, homeownership has become an impossible dream.
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Jul 26, 2024 | 
hoa.org.uk | Angela Kerr
The New Homes Quality Code Review kicked off this week. Since its launch in 2022, many of the big developers have signed up to the Code, including Barratt (Nov 2022), Persimmon (March 2024) and Bellway (Oct 2022). The Code does not cover homes built by developers before their ‘activation date’. Older developments will continue to fall under the protection of the Consumer Code for Home Builders.
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May 23, 2024 | 
hoa.org.uk | Angela Kerr
With the General Election set, the UK finds itself in a deeper and more serious housing crisis than ever before. Private renters are struggling with sky-rocketing rents, social housing waiting lists hit all time highs and a heart-breaking 145,800 children are homeless in temporary accommodation with their families. Buying a first home is now considered a luxury. Our latest research shows that for many young people, homeownership has become an impossible dream.
