The Penny Hoarder

The Penny Hoarder is a personal finance website located in St. Petersburg, Florida, and is owned by Taylor Media. It features a variety of multimedia articles that explore various methods for earning and saving money. The website was established in 2010 by Kyle Taylor, who serves as the founder and CEO.

National, Consumer

English

Blog

Outlet metrics

Domain Authority

Ranking

Global

#16536

United States

#3068

Finance/Finance

#47

Traffic sources

Monthly visitors

Articles

Consider These 5 Alternative Savings Methods for Retirement

1 week ago | thepennyhoarder.com | Catherine Hiles

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If you’ve been following the stock market lately, you might have noticed it’s looking a little volatile. Economic uncertainty due to tariffs has made the stock market resemble a roller coaster with daily ups and downs. It’s leaving many Americans feeling nervous and uncertain about their retirement savings.
What Are Ghost Jobs? How to Spot and Avoid These Spooky Listings

1 week ago | thepennyhoarder.com | Catherine Hiles

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If you’re actively job searching, you might have come across the term “ghost jobs.” These aren’t jobs meant for the undead.
Dear Penny: What Are the Rules for Opening an IRA?

2 weeks ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,Is there an age limit for opening an IRA account? I am 70 years old. If there is no age limit, what are the rules? Thanks. — Late SaverDear Late,Since the passage of the SECURE (Setting Every Community Up for Retirement Enhancement) Act in 2019, there’s no age limit for contributing to an IRA as long as you have earned income. If you have no earned income from wages, salary or self-employment, you can’t contribute to an IRA.
Dear Penny: What Are Some Business Ideas That Have Low Start-Up Costs?

1 month ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,I am looking to start a business with little new capital. I really need some help and guidance to figure out how to do this and get it moving. I’m 42 years old and have nothing and want to create a legacy for my family. What are some online businesses I can do or side gigs I can turn into a great income. Please help me out. — Aspiring EntrepreneurDear Aspiring,Businesses with some of the lowest startup costs are online services you can offer to other business owners.
Why Some “Easy” Revenue Streams Cost You More Than They Earn

1 month ago | thepennyhoarder.com | Kiara Taylor

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Passive income — AKA the holy grail of personal finance. It sounds simple: set something up once, kick back and watch cash roll in while you sip cocktails on the beach. Who wouldn’t want that? But here’s the truth: not all passive income streams are created equal.
Dear Penny: How Can I Find a Fiduciary Certified Financial Planner To Get Us Ready for Retirement?

1 month ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,How can I find the best fiduciary Certified Financial Planner to get us ready for retirement? I just read two articles from The Penny Hoarder on retirement, and we are woefully not ready financially, but I am SO ready mentally and physically! We live in Montgomery County, Maryland. Thanks!— Seeking PlansDear Seeking,Looking for a Certified Financial Planner (CFP) is a great start, because these are a type of advisor with a fiduciary duty to their clients.
Dear Penny: How Can I Make Money From Home Using My iPad?

1 month ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,What do I have to do to make some money using my iPad working at home? — Low-tech nomadDear Low-tech,From your iPad or other tablet, you can do a lot of online, work-from-home jobs that you can do on a desktop or laptop computer. To fully set up shop on your iPad, I recommend getting a connected keyboard with a trackpad, and a stand, so you can use your tablet like a laptop. You’ll probably also want a good pair of bluetooth headphones for calls or meetings on the tablet.
From the Register to the Warehouse: 10 of the Best-Paying Retail Positions

1 month ago | thepennyhoarder.com | Robert Bruce

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Working retail can be synonymous with minimum wage — and unpleasant working conditions to boot. The federal minimum wage currently sits at $7.25, meaning the state you live in is not required to pay you more than that. However, more than 20 states plan to increase their minimum wage in 2025.
Resources for People Who Need to See a Doctor But Can’t Afford It

1 month ago | thepennyhoarder.com | Brynne Conroy

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Eye-popping health care costs these days can be enough to financially drown some households when medical issues arise. That makes it hard not to consider the medical bills before you see a doctor or even visit a hospital. But it’s so important to take care of your health.
Dear Penny: Does Paying HOA Fees On Time Boost My Credit Score?

1 month ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,I have paid a hefty HOA fee monthly for years almost always on time. My question is: Can this help increase my credit score, and, if so, what do I need to do? — Paid-Up HomeownerDear Paid-Up,Whether or not something impacts your credit score depends on whether it’s included in your credit report. To show up there, someone must have reported it to a credit bureau.