Wealthy Nickel

Hello and welcome to Wealthy Nickel! If you're looking to break free from the cycle of living paycheck to paycheck and gain control over your finances, you've come to the right place. At Wealthy Nickel, my main goal is to assist you in overcoming debt and resisting the pressures of consumerism, while leading you toward financial independence. If you stay with us, you'll discover effective strategies to escape debt and build real wealth—remember, true wealth goes beyond just having money.

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Retirees: 10 Expenses to Avoid to Save $40,000 Annually

Oct 7, 2024 | wealthynickel.com | Adam Spraker

Entering the retirement phase can be a major step in one’s life. It is not uncommon for one to worry about the decision. After all, it does come with some massive financial responsibility. According to a recent ERBI survey, 27% of retirees feel they are spending more than they can afford. Fortunately, there are plenty of resources new retirees can utilize to ease into the next chapter.
Rising Prices: 15 Things Getting Way Too Expensive

Oct 3, 2024 | wealthynickel.com | Rebecca Holcomb

When 2022 rolled around, it didn’t take long for people to realize that everything was getting more expensive. As time passed, getting to work and putting food on the table became more than necessities, taking up much larger portions of the average worker’s paycheck. However, some staples of the American economy got pricey faster than the rate of inflation, which stood at a 40-year high of 9.1%.
5 States Retirees are Fleeing - And The 10 States They're Moving To Instead

Oct 1, 2024 | wealthynickel.com | Adam Spraker

Personally, I cannot wait to retire, but sadly, I have many years before this dream becomes a reality. For many, however, planning their retirement is right around the corner. Congrats on making it to the finish line. Now, the real question comes up: Where are you going to spend your golden years? Where you decide to call home when you retire is an important question that has both financial, social, and quality of life implications.
Economic Shift: Millennials Are Refusing to Buy These 15 Things

Sep 29, 2024 | wealthynickel.com | Adam Spraker

Millennials have impacted how and why we do things as a society. They have slowly made their mark on the changing world, and these changes are starting to come to fruition. Recent studies have shown Millennials and Gen Z are leading the charge in ethical and sustainable consumerism and the digital transformation of society. With that comes big changes in spending patterns, away from older generations.
Here Are 15 Items For Every Doomsday Prepper's Stockpile

Sep 26, 2024 | wealthynickel.com | Adam Spraker

Whether you are an avid doomsday prepper or just prepared for a minor disaster, there are some essential items you should have stocked. The more you can be prepared for a catastrophe, the better. Taking advice from some expert preppers can help you to build your doomsday prep kit with the most vital resources you can have prepared if you ever find yourself trying to survive a disaster. Table of ContentsToggle1.
11 Expenses You No Longer Need in Retirement

Sep 18, 2024 | wealthynickel.com | Adam Spraker

While many Americans are understandably concerned about rising living costs and whether their retirement nest egg is big enough, one thing many don’t consider is expenses you won’t have once you ditch your day job. While costs like healthcare can obviously go up after retirement, it can be exciting to realize you can slash your budget in other areas to save money. Here are eleven monthly costs that will become a thing of the past once you retire.
Act Your Age: 21 Things You're Too Old For After Age 40

Sep 9, 2024 | wealthynickel.com | Andrew Herrig

Andrew Herrig is a finance expert and money nerd and the founder of Wealthy Nickel, where he writes about personal finance, side hustles, and entrepreneurship. As an avid real estate investor and owner of multiple businesses, he has a passion for helping others build wealth and shares his own family’s journey on his blog. Andrew holds a Masters of Science in Economics from the University of Texas at Dallas and a Bachelors of Science in Electrical Engineering from Texas A&M University.
10 Things To Never Share With a Car Salesperson When Buying a New Vehicle

Sep 4, 2024 | wealthynickel.com | Adam Spraker

There is something exhilarating about sitting behind a brand-new car and driving home for the first time. It’s clean, smells great, and you can’t wait to show it to your friends and neighbors. Unfortunately, that is the fun part, and it may come hours after stressful back-and-forths at the dealership. The next time you are ready to upgrade your daily driver, remember the following tips to make the car-buying process a breeze. Table of ContentsToggle1.
18 Biggest Myths About Black Holes - That Have Been Debunked by Modern Science

Aug 11, 2024 | wealthynickel.com | Saad Muzaffar

Black holes, the enigmatic dark objects shrouded in mystery, aren’t exactly what we like to believe them to be. As science advances, we learn more answers and ask new questions about space phenomena. While we’ve barely started exploring outer space, we’ve learned some essential things about the mysterious black hole in recent years. It’s essential to keep updating our knowledge as science uncovers more about what lies beyond our little flying rock.
17 Most-Overlooked Travel Items People Always Forget to Pack

Aug 10, 2024 | wealthynickel.com | Marianne Paluso

Almost every traveler has been there. They arrive at their destination and discover they have forgotten one or possibly several items at home. Travelers can often find many last-minute items in airports and such, buying what should have been packed in the first place feels wasteful. Plus, people overlook and forget what should be essential travel items for their trip. To avoid these mistakes, note some of the most common forgotten items to make your next vacation less stressful.