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3 weeks ago | 
economictimes.indiatimes.com | Alekh Angre |Atmadip Ray |Prashant Mahesh
In the first clear signal that interest rates are on the way down, banks and non-banking finance companies (NBFCs) have begun pruning deposit rates. The Reserve Bank of India is expected to announce another policy rate cut next week, while a further improvement in liquidity conditions is also seen. Yes Bank and Bandhan Bank , as well as NBFC Bajaj Finance , have all reduced deposit rates this week.
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Apr 24, 2024 | 
economictimes.indiatimes.com | Alekh Angre
When Apurva Palande, a 28-year-old Mumbai resident, decided to take an INR10 lakh car loan in July last year, he had only three questions – what is the EMI amount, the loan tenure, and prepayment terms. “I just looked for these three details before signing. Honestly, I did not read the terms and conditions documents, which were printed in really small font size,” he says.Like Palande, many borrowers do not fully read the loan documents, relying mainly on bank executives.
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Mar 13, 2024 | 
economictimes.indiatimes.com | Sunny Verma |Alekh Angre
How soon is India poised to grow in double digits? In the 2014-15 Economic Survey, the then chief economic adviser Arvind Subramanian wrote, “Facts and fortune have aligned in India’s favour” to propel the country onto a double-digit medium-term growth trajectory. Subramanian argued that India was in a sweet spot, rare in the history of nations, wherein a historic political mandate coupled with stable external environment will lead to sustained
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Feb 25, 2024 | 
economictimes.indiatimes.com | Alekh Angre
On January 17, 2024, the HDFC Bank stock fell 8.4% to close at INR1,537.50. It was the biggest decline since the pandemic-induced market crash in March 2020. A negative sentiment was built in the options market where the ‘put-call’ ratios started to go up, but some fund managers, who tilted towards the quality factor (higher ROE, high dividend-paying stocks usually having higher valuations), were happy. "We will stay invested. Perhaps, look to
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Feb 15, 2024 | 
shorturl.at | Shishir Prasad |Alekh Angre |Ami Shah
ET Prime Membership Benefits 1 Clean experience Reading made easier & distraction free 2 Access the exclusive Economic Times Unlock 100+ deeply researched Prime articles per month Access 1500+ print edition articles every month Access our archive of 10,000+ India centric stories & use it for research & reference 3 In-depth stories across 20+ sectors Detailed analysis & insights on sectors you care about 4 Expert strategies to make your money work for you Simplified investment planning ideas...
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Feb 12, 2024 | 
economictimes.indiatimes.com | Alekh Angre
A common rhyme playing out in India’s fintech corridor nowadays — Paytm’s pain is others’ gain. As the Vijay Shekhar Sharma-led company was plunging into a crisis, there was one fintech player that hit a new 52-week high on February 6. And it was not Jio Financial, but Fino Payments Bank. In the last one year, Fino Payments Bank has given 23.4% returns, outperforming Nifty 50’s 21.6% gains. But if we look at the Nifty Smallcap 250 index, which
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Feb 5, 2024 | 
economictimes.indiatimes.com | Priyanka Salve |Alekh Angre
Paytm karo, ya naa karo! After a more than 43% crash in the stock price, it is natural to see broking firms rushing to downgrade Paytm. The shares plummeted after the Reserve Bank of India (RBI) directed Paytm Payments Bank (PPBL) to stop deposits or credit transactions and top-ups in any customer account post February 29, 2024. Brokerages feel the reputational damage on Paytm will be difficult to manage and revoking RBI measures will not be
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Feb 4, 2024 | 
shorturl.at | Shishir Prasad |Alekh Angre |Ami Shah
ET Prime Membership Benefits 1 Clean experience Reading made easier & distraction free 2 Access the exclusive Economic Times Unlock 100+ deeply researched Prime articles per month Access 1500+ print edition articles every month Access our archive of 10,000+ India centric stories & use it for research & reference 3 In-depth stories across 20+ sectors Detailed analysis & insights on sectors you care about 4 Expert strategies to make your money work for you Simplified investment planning ideas...
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Feb 1, 2024 | 
shorturl.at | Shishir Prasad |Alekh Angre |Ami Shah |Garima Manon
ET Prime Membership Benefits 1 Clean experience Reading made easier & distraction free 2 Access the exclusive Economic Times Unlock 100+ deeply researched Prime articles per month Access 1500+ print edition articles every month Access our archive of 10,000+ India centric stories & use it for research & reference 3 In-depth stories across 20+ sectors Detailed analysis & insights on sectors you care about 4 Expert strategies to make your money work for you Simplified investment planning ideas...
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Feb 1, 2024 | 
shorturl.at | Shishir Prasad |Alekh Angre |Ami Shah
ET Prime Membership Benefits 1 Clean experience Reading made easier & distraction free 2 Access the exclusive Economic Times Unlock 100+ deeply researched Prime articles per month Access 1500+ print edition articles every month Access our archive of 10,000+ India centric stories & use it for research & reference 3 In-depth stories across 20+ sectors Detailed analysis & insights on sectors you care about 4 Expert strategies to make your money work for you Simplified investment planning ideas...
