-
Feb 4, 2025 | 
financialsymmetry.com | Mike Eklund |Chad Smith |Allison Berger |Angela Keeley-White
Investing can often feel like riding a rollercoaster of exciting highs and daunting lows. This week, we’re digging into the intricacies of the financial planning process, focusing particularly on the importance of understanding market trends and that when you diversify your portfolio it can help play a role in safeguarding your wealth. The Market’s Recent Performance2024 was a remarkable year for the US stock market, with an impressive 24% increase.
-
Jan 21, 2025 | 
financialsymmetry.com | Chad Smith |Allison Berger |Angela Keeley-White |Bill Ramsay
Retirement, often portrayed as a glorious era of freedom and relaxation, has its own set of challenges beyond the financial arena. This week, we’re exploring the “retirement complacency trap” and discussing the four phases retirees go through. Vacation/Honeymoon Phase: The initial euphoria of not having to set an alarm. Loss Phase: Often associated with disenchantment as the honeymoon phase wears off. Trial and Error Phase: Trying out various activities to find what gives life meaning.
-
Dec 9, 2024 | 
financialsymmetry.com | Chad Smith |Allison Berger |Angela Keeley-White |Bill Ramsay
Do you remember the last time you drove to a destination and were delayed by a roadblock? The delay can create added frustration not knowing exactly how long it will take to get through it. Similar frustrating circumstances pop up in the years just before and just after retirement. During this new life transition, you are forced to confront retirement roadblocks, and if you don’t know how to maneuver around them, it can leave you feeling stuck.
-
Nov 26, 2024 | 
financialsymmetry.com | Grayson Blazek |Mike Eklund |Chad Smith |Allison Berger
Early retirement presents unique financial planning challenges, particularly regarding health insurance and tax strategies. For people who retire before age 65, finding affordable and adequate health insurance adds another layer of complexity to their financial plans. The ACA and Health Insurance for Early RetireesBefore reaching the Medicare-eligible age of 65, early retirees find themselves navigating a limited selection of health insurance options.
-
Oct 28, 2024 | 
advisorpedia.com | Allison Berger
So far, the 2024 election has provided the suspense and drama we have come to expect in presidential election years. For investors, the same questions continue to plague us as we await the winner in November.
Are there signals in the movement of markets that we, as investors, should be taking advantage of? Who is better for markets? Republicans or Democrats? Will the market collapse if one candidate is elected?
-
Oct 8, 2024 | 
financialsymmetry.com | Chad Smith |Allison Berger |Angela Keeley-White |Bill Ramsay
Reaching your financial goals builds confidence and peace of mind, which are essential for making informed decisions that benefit your entire family. In this episode, we’re following a fictional pop culture couple from newlyweds to pre-retirement, to demonstrate how their thought process around an emergency fund could evolve with their changing circumstances.
-
Sep 24, 2024 | 
financialsymmetry.com | Chad Smith |Allison Berger |Angela Keeley-White |Bill Ramsay
Retirement comes with its own set of financial intricacies. Specifically, how do you set up a retirement withdrawal strategy to ensure a comfortable, sustainable, and tax-efficient lifestyle? A well-crafted retirement blueprint is essential. This plan should outline your long-term goals and the steps needed to achieve them. More importantly, your financial plan should be flexible enough to accommodate life’s unexpected expenses, such as healthcare costs or home repairs throughout retirement.
-
Sep 10, 2024 | 
financialsymmetry.com | Chad Smith |Grayson Blazek |Allison Berger |Angela Keeley-White
Retirement planning is a delicate process, and you need to carefully consider your various income streams, including Social Security benefits. For those of us who plan to continue working during retirement while claiming Social Security, it’s important to understand how this decision can impact the monthly benefits you receive. In this episode, we’re sharing how to avoid financial shocks in retirement.
-
Aug 26, 2024 | 
financialsymmetry.com | Allison Berger |Angela Keeley-White |Bill Ramsay |Cameron Hendricks
We all have visions of our ideal retirement. However, our financial plans can quickly veer off course if we haven’t appropriately managed our risks. On this episode of Financial Symmetry, Greg Suggs from Greg Suggs Insurance joins me to discuss how to manage common risks that could negatively affect your wealth. You won’t want to miss out on these easy-to-implement pieces to your insurance puzzle that could save your assets.
-
Aug 14, 2024 | 
financialsymmetry.com | Chad Smith |Mike Eklund |Allison Berger |Angela Keeley-White
How do you begin to save for your children to go to college? With the rising costs of college education, is it worth the monetary commitment? Including tuition & fees, room & board, books & supplies, etc. the average cost of college is anywhere from $27,000 for an in-state public school up to $80,000–$90,000 a year for an Ivy League School. How you pay for college is one of the most important financial decisions you’ll ever make.
