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Jan 14, 2025 | 
financialsymmetry.com | Allison Berger |Angela Keeley-White |Bill Ramsay |Cameron Hendricks
International stocks have not done well recently compared with U.S. stocks. The 2024 return of international stocks (as measured by the MSCI World ex USA Index) was just under 5%, lagging by nearly 20 percentage points the return of U.S. stocks (as measured by the MSCI USA Index). And the annualized return of international stocks during the recent 10 years lagged the U.S. by 7.2 percentage points.
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Jan 13, 2025 | 
financialsymmetry.com | Angela Keeley-White |Allison Berger |Bill Ramsay |Cameron Hendricks
The start of a new year is the perfect time to pause and reflect on where you’ve been and where you want to go—especially when it comes to your financial health. A solid plan not only helps you stay on track but also provides peace of mind, no matter what the year brings. This start-of-the-year financial checklist is here to guide you as you align your financial decisions with your goals. Are there life events ahead?
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Nov 18, 2024 | 
financialsymmetry.com | Angela Keeley-White |Allison Berger |Bill Ramsay |Cameron Hendricks
As 2024 comes to a close, it’s easy to get swept up in the holiday rush. Before your calendar fills with gatherings and gift exchanges, here’s a financial checklist to help you wrap things up and start the new year feeling organized. Reflect on Your YearDid 2024 bring any big changes? A new job, marriage, or even retirement? Major life events can impact your financial goals, so this is a great time to review your finances and set yourself up for success in 2025.
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Nov 14, 2024 | 
financialsymmetry.com | Allison Berger |Angela Keeley-White |Bill Ramsay |Cameron Hendricks
In recent weeks, several Wall Street market strategists have warned of lower expected returns for U.S. stocks over the next decade. Current valuations have been a common basis for these pessimistic views. The difficulty of predicting the absolute level of future stock returns over any period, particularly short periods, is well documented (see Welch and Goyal, 2021).
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Oct 23, 2024 | 
financialsymmetry.com | Allison Berger |Angela Keeley-White |Bill Ramsay |Cameron Hendricks
So far, the 2024 election has provided the suspense and drama we have come to expect in presidential election years. For investors, the same questions continue to plague us as we await the winner in November. Are there signals in the movement of markets that we, as investors, should be taking advantage of? Who is better for markets? Republicans or Democrats? Will the market collapse if one candidate is elected?
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Oct 21, 2024 | 
financialsymmetry.com | Allison Berger |Angela Keeley-White |Bill Ramsay |Cameron Hendricks
When thinking about preparing tax returns each year, many taxpayers have a binary view about the outcome that looks something like this:Owe Tax: BADReceive Refund: GOODWhile this may be the case if you are living paycheck-to-paycheck and have not accumulated wealth yet, holding on to this perspective after achieving some measure of financial success may limit your potential over the long term.
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Aug 26, 2024 | 
financialsymmetry.com | Allison Berger |Angela Keeley-White |Bill Ramsay |Cameron Hendricks
We all have visions of our ideal retirement. However, our financial plans can quickly veer off course if we haven’t appropriately managed our risks. On this episode of Financial Symmetry, Greg Suggs from Greg Suggs Insurance joins me to discuss how to manage common risks that could negatively affect your wealth. You won’t want to miss out on these easy-to-implement pieces to your insurance puzzle that could save your assets.
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Jul 1, 2024 | 
financialsymmetry.com | Chad Smith |Cameron Hendricks |Allison Berger |Angela Keeley-White
What if you had a magic app that told you how much of your net worth you never got to spend at the end of your retirement? The trouble with planning for retirement is all the uncertainty; however, proper planning can help. In this episode, Cameron Hendricks joins me to discuss how you can learn to spend more in retirement. Why so many people don’t spend as much as they should in retirementAre you spending less than what you could be spending in retirement?
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Apr 29, 2024 | 
financialsymmetry.com | Angela Keeley-White |Allison Berger |Bill Ramsay |Cameron Hendricks
We pride ourselves on our unwavering commitment to providing our clients with impeccable service. We’re excited that our team is growing and as it does, our dedication to strengthening our client relationships remains a top priority. With this in mind, please join us in welcoming four exceptional individuals who have recently joined our team: Matthew Schulman, Jade Brookreson, Clare McGurk, and Ella Brotherton. You can get to know more about all of them below!Matthew is our Tax Planning Associate.
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Mar 26, 2024 | 
financialsymmetry.com | Chad Smith |Cameron Hendricks |Allison Berger |Angela Keeley-White
Retirement can hit us with numerous curveballs. One of those could happen right out of the gate–when you experience a forced early retirement. We all know that layoffs are part of the corporate landscape. While they are commonplace, when you are faced with one later in your career it can cause you to reevaluate your financial situation. In this episode of Financial Symmetry, Cameron Hendricks joins me to discuss what your options are when you get laid off.
