Andrew S. Koelz

1 week ago | law360.com | Lorelie Masters |Geoffrey B. Fehling |Andrew S. Koelz

ADVERTISEMENT Don't want ads? Subscribe or login now. By Lorelie Masters, Geoffrey Fehling and Andrew Koelz · For decades, homeowners and other insurance policies have included broad pollution exclusions, often referred to as a "total pollution exclusion."... To view the full article, register now.

3 weeks ago | businesslawtoday.org | Rachel E. Hudgins |Scott P. DeVries |Andrew S. Koelz

For policyholders, insurance is meant to provide peace of mind—a promise that when disaster strikes, they’ll have financial support to rebuild and recover. But as two recent cases show, the question of what qualifies as covered “direct physical loss or damage” can lead to drastically different outcomes in court. In two recent California cases, policyholders sought coverage after wildfire smoke and debris affected their properties. One court, in Bottega, LLC v.

Apr 1, 2024 | lexblog.com | Michael Levine |Geoffrey B. Fehling |Andrew S. Koelz

Directors and officers (“D&O”) liability insurance policies typically include provisions that aim to treat two or more “related” claims as a single claim, back dating the later claim to the date the original claim was first made. Whether two or more claims are, in fact, “related” frequently leads to coverage disputes since the outcome can have significant coverage implications by shifting claims into or out of a particular policy period.

Apr 1, 2024 | lexology.com | Michael Levine |Geoffrey B. Fehling |Andrew S. Koelz

Directors and officers (“D&O”) liability insurance policies typically include provisions that aim to treat two or more “related” claims as a single claim, back dating the later claim to the date the original claim was first made. Whether two or more claims are, in fact, “related” frequently leads to coverage disputes since the outcome can have significant coverage implications by shifting claims into or out of a particular policy period.

Oct 16, 2023 | businesslawtoday.org | Rachel E. Hudgins |Andrew S. Koelz |Geoffrey B. Fehling

The legal obligations of an insurer and the insured are governed by the contract between them, which is the insurance policy, and certain state laws. An important aspect of the insurance relationship arising under a liability insurance policy is the insurer’s duty to defend the insured, or to reimburse the insured for defense costs, where the insured timely notifies the insurer of a potentially covered claim.