Angelica Leicht

Durango

Editor at HousingWire

Editor and Writer at Freelance

Contributor at CBS News

Writer, editor at DGO Mag in Durango, and a fancy little badass at everything else. Rawr.

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Articles

Is a high-yield savings account worth it in today's economy? Here's what savings experts think.

1 week ago | cbsnews.com | Erin Gobler |Angelica Leicht

While there are numerous interest-bearing deposit accounts for savers to consider, high-yield savings accounts have become a popular financial tool. These accounts are easy to open from the convenience of your own home, thanks to the wide variety of online banks that offer them. And unlike traditional savings accounts, high-yield savings accounts allow you to earn hefty returns on your savings.
CD account advice to follow now, according to savings experts

1 week ago | cbsnews.com | Aly J. Yale |Angelica Leicht

With inflation lingering and the prices of many goods and services rising, finances have been hard for many Americans these past few years. The one silver lining, though, has been high savings account and certificate of deposit (CD) rates, which have allowed savers to earn more interest on the cash they've stowed away. The tables have turned recently, though, and rates on CDs have started to fall.
Which CD term is the most beneficial ahead of rate cuts? Savings experts weigh in

1 week ago | cbsnews.com | Melanie Lockert |Angelica Leicht

In recent years, certificate of deposit (CD) accounts have provided savers with predictable returns and attractive annual percentage yields (APYs). During this time, the Federal Reserve has been working to fend off stubborn inflation, keeping the federal funds rate relatively high, despite rate cuts in 2024 — and that has helped keep CD rates elevated.
5 ways to pause your debt payments during a financial hardship

2 weeks ago | finance.einnews.com | Angelica Leicht |Matt Richardson

If you're facing hardship and funds are tied up on necessities, pausing your debt payments could help get things back on track. Getty Images Life has a way of surprising us — and not always in a good way. For example, a sudden job loss, a medical emergency or an unexpected expense can derail even the most carefully planned budget.
How medical debt impacts your credit (and what you can do about it)

3 weeks ago | cbsnews.com | Angelica Leicht |Matt Richardson

In today's healthcare landscape, even a brief hospital visit can leave behind a mountain of bills. And with insurance not always covering everything — or in some cases, anything — many Americans are left grappling with medical debts they never expected to face. In 2024, about 20 million Americans, or nearly 1 in 12 adults, owed money for medical debt, according to the Survey of Income and Program Participation (SIPP) survey. The impact of this type of debt can be more than financial, though.
Here's how much an 18-month CD can earn now (and why it's still worth opening)

3 weeks ago | cbsnews.com | Matt Richardson |Angelica Leicht

"What's the interest-earning potential?" That's the question savers are always asking themselves before putting their money into a specific account type. And the answer, in recent years, was often "substantial." Thanks to the highest inflation rate in decades and, thus, the highest interest rates in more than 20 years to combat it, savers were able to earn upwards of 5% on vehicles like high-yield savings and certificates of deposit (CD) accounts.
Should you lock a home equity loan interest rate this June?

3 weeks ago | cbsnews.com | Matt Richardson |Angelica Leicht

When it comes to locking in an interest rate on a borrowing product, the timing can be difficult to get right. Wait too long and you risk having to pay more than you would have at an earlier point. Start too early, however, and you could see yourself getting locked in to a rate that declines right after you close on the loan. Monitoring the interest rate climate closely, then, for opportunities to act (and for times to step back) is critical.
3 things credit card users should be doing now

3 weeks ago | cbsnews.com | Matt Richardson |Angelica Leicht

Using your credit card is often quick and effortless, providing an easy way to pay for everyday purchases and online shopping needs. And in the modern era, with credit card numbers being automatically saved to your online accounts, it feels like making purchases is easier than ever. But that ease can come with dangerous risks if your credit card spending isn't managed properly, as was seen recently, when a new report showed credit card balances up 6% year-over-year.
How much would an annuity pay me monthly? These are the amounts to know.

3 weeks ago | cbsnews.com | Angelica Leicht |Matt Richardson

When it comes to retirement planning, everyone has their own goals in mind, but one thing nearly everyone wants is predictable income. And, at a time when the stock market seems to swing on every headline and savings account interest still doesn't keep pace with inflation, a fixed monthly paycheck in retirement can be a need, not a want — and that's exactly what annuities aim to deliver.
What happens to an annuity when a person dies?

3 weeks ago | cbsnews.com | Angelica Leicht |Matt Richardson

In today's uncertain financial climate, many Americans are turning to annuities as a way to guarantee income during retirement. With inflation cooling but still problematic, market volatility causing jitters and traditional pensions nearly extinct, annuities offer something rare: predictable, steady payouts for life.