Anum Yoon

1 week ago | lenpenzo.com | Anum Yoon |Len Penzo

What happens when people die — or are dying — is a subject of intense debate. For you it might be a matter of faith or science. What’s less debatable: if you prepare properly, the people you leave behind will have an easier transition. Several options are available. Which one you select depends upon several factors, including the size of your estate, your heirs and your state of health.

1 month ago | lenpenzo.com | Anum Yoon |Len Penzo

In the case of a financial emergency, you might have to borrow from your 401k plan to find the money you need. This is never an ideal scenario. Especially because taking money out of such accounts can severely set back progress you’ve made in saving for retirement. However, desperate times call for desperate measures. Maybe you want the money for a new business. Or perhaps a family member needs some help. Paying off high-interest loans is also a common reason people cash out early.

2 months ago | lenpenzo.com | Anum Yoon |Len Penzo

It used to be if you wanted a new vehicle for cheap, the best option was to buy a reliable used car – but that’s no longer a slam dunk today. Even so, used cars are still subject to lower taxes, registration fees and dealer fees. You also can’t slap a fancy adjective like “vintage” on a new car!As with most purchases, however, used cars have their risks. You may have heard horror stories about “lemons” and how they’re ultimately more expensive than their newer counterparts.

2 months ago | lenpenzo.com | Anum Yoon |Len Penzo

Is FOMO breaking your budget? FOMO — the fear of missing out — is a powerful feeling. It’s defined as an anxiety that something exciting is happening somewhere that you’re not. It may sound like a benign and harmless feeling, but FOMO controls us more than we like to believe. Many of us — myself included — have been so worried about missing out that we’re willing to spend money we don’t even have.

Mar 11, 2025 | lenpenzo.com | Anum Yoon |Len Penzo

A wise man once said, “You go to take a shower with the bathroom you have — not the bathroom you might want or wish to have at a later time.” Perhaps we’re paraphrasing, but how happy are you with your current master bathroom? This should be your oasis; an escape from the drudgery of your workday, and a place to sink into soothing bubbles with a glass of wine and some mellow tunes. That can’t happen in a bathroom that is dingy, dank and depressing. Are you ready to upgrade your outdated bathroom?