Len Penzo

1 week ago | lenpenzo.com | Len Penzo

It’s time to sit back, relax and enjoy a little joe …Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Well… another busy week is behind us. So with that in mind, let’s get this party started!Credits and DebitsA robber who justifies his theft by claiming that he actually helped his victims because his spending gave a boost to retail trade, would find few converts.

1 week ago | lenpenzo.com | Sabado Domingo |Len Penzo

In 2025, managing personal finances is more complicated than ever before. Rising inflation, stagnant wages, and economic uncertainty have pushed many Americans to the edge. When unexpected expenses arise, such as car repairs, medical emergencies, or urgent home maintenance, having bad credit can make these moments even more stressful. However, while poor credit may limit access to traditional loans, it does not eliminate all options.

1 week ago | lenpenzo.com | RD Blakeslee |Len Penzo

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:My Mother’s Piano TalentI have a yellowed, brittle newspaper clipping, not dated, about a recital which was probably in the late 1920s or early 1930s, and I think it was from a Windsor newspaper since the article referred to “border cities,” which would be Windsor and Detroit.

1 week ago | lenpenzo.com | Corazon Gritar |Len Penzo

Upgrading your windows and doors is one of the most cost-effective home improvements you can make to enhance both the aesthetic appeal and the energy efficiency of your property. While the upfront cost might seem significant, these improvements can save you money in the long run and even increase the overall value of your home. Here’s a closer look at how new windows and doors can benefit your finances in the long term.

1 week ago | lenpenzo.com | Anum Yoon |Len Penzo

What happens when people die — or are dying — is a subject of intense debate. For you it might be a matter of faith or science. What’s less debatable: if you prepare properly, the people you leave behind will have an easier transition. Several options are available. Which one you select depends upon several factors, including the size of your estate, your heirs and your state of health.