Aprajita Sharma
Financial journalist @livemint; Co-author, Big Bull of Dalal Street; AJF Fellow, 2021
Articles
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3 days ago |
livemint.com | Aprajita Sharma
She has been considering discontinuing the policy and building a medical emergency fund instead. “Even as I am paying such a huge premium, I had to sue my insurer thrice to get my claim settled. I won twice," she said. “Damned if you do and damned if you don’t,"she says. Yet, she suspects she’ll keep renewing it, simply because there seems to be no alternative. Thane-based Sameer Deshpande, 58, took a different path.
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3 days ago |
flipboard.com | Aprajita Sharma
2 hours agoEngland have recalled Jacob Bethell for the first Test against India and responded to a lengthy pace-bowling injury list by naming Jamie Overton in the squad. Bethell, 21, makes an immediate return after not featuring in the victory over Zimbabwe because of Indian Premier League (IPL) commitments, …
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6 days ago |
livemint.com | Aprajita Sharma
In other words, if an EPF member passes away while in service, the Employees Provident Fund Organisation (EPFO) will give their nominees or legal heirs up to ₹7 lakh, depending on the employee’s service period and last 12 months of salary. Also, unlike with EPF, in which employees contribute 12% of their basic salary and dearness allowance (PF wages), you don’t have to pay any premium for EDLI.
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6 days ago |
flipboard.com | Aprajita Sharma
5 hours agoWhat if wealth wasn’t a driveway full of cars—but the freedom to not need them? There’s a financial crisis hiding in plain sight: the American household vehicle fleet. Families are hemorrhaging money through car payments, insurance, fuel, maintenance, depreciation, parking, and registration. In many …
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1 week ago |
livemint.com | Aprajita Sharma
Summary A major part of employer contribution goes into EPS. Ignoring it is your loss. This is a Mint Premium article gifted to you. Subscribe to enjoy similar stories. Mr. A worked with employer 1 for a couple of years before joining employer 2. There was a gap of two months before he joined the second company, which made Mr. A eligible for withdrawing his employee provident fund (EPF). He did so. But he was not aware of the employee pension scheme (EPS).
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Guys - doesn't matter when EPFO credits the interest for FY 2023-24 - even if interest is credited in your account after 5 years, doesn't matter. Why? Because interest on interest will be paid from 31st March 2024. - even if you withdraw your EPF balance before the credit of
