Ashley Barnett

Nov 14, 2024 | cnn.com | Holly Johnson |Adam Mcfadden |Ashley Barnett

Money Banking By Holly Johnson Adam McFadden Ashley Barnett, CNN Underscored Money Published 3:23 PM EDT, Thu November 14, 2024 Link Copied! krblokhin/iStock No matter where your credit score falls on the spectrum right now, it’s smart to look for ways to get it (or keep it) in good shape. This means taking steps to improve your credit score over time, including avoiding late bill payments and keeping your credit utilization rate in check. It also means avoiding situations that could hurt...

Nov 7, 2024 | cnn.com | Holly Johnson |Adam Mcfadden |Ashley Barnett

Money Banking / Checking By Holly Johnson Adam McFadden Ashley Barnett, CNN Underscored Money Published 4:57 PM EDT, Thu November 7, 2024 Link Copied! dragana991/iStock While checking accounts and debit cards aren’t one and the same, these financial tools are closely related. Most consumers could also benefit from having both of them — a checking account for storage of funds and bill payments and a debit card for convenience. Here are more details about how debit cards work, how they relate...

Nov 7, 2024 | cnn.com | Holly Johnson |Adam Mcfadden |Ashley Barnett

Money Banking By Holly Johnson Adam McFadden Ashley Barnett, CNN Underscored Money Published 4:57 PM EDT, Thu November 7, 2024 Link Copied! fotostorm/iStock Most banks and credit unions charge a range of fees just for having an account or for using a checking or savings account in a specific way. For example, you may be charged bank fees based on the ATM you access, how and when you transfer funds and how much money you keep on deposit with a specific financial institution. According to...

Oct 4, 2024 | cnn.com | Ashley Barnett |Adam Mcfadden |Greg Garrison

Money Banking / CDs By Ashley Barnett Adam McFadden Greg Garrison, CNN Underscored Money Published 12:54 PM EDT, Fri October 4, 2024 Link Copied! Certificates of deposit (CDs) can be an effective savings tool for those who want to lock in solid interest rates for a desired period of time. While traditional CDs are still a very popular choice, many banks and credit unions offer various different types of CDs that may be better suited to your savings goals. Add-on CDs allow you to contribute...

Oct 3, 2024 | cnn.com | Ashley Barnett |Adam Mcfadden |Greg Garrison

Money Banking / CDs By Ashley Barnett Adam McFadden Greg Garrison, CNN Underscored Money Published 4:23 PM EDT, Thu October 3, 2024 Link Copied! The best 5-year jumbo CD rate we’ve found is at SchoolsFirst Credit Union at 4.55% APY, but you’ll need to deposit $250,000 to earn that rate. However, Digital Federal Credit Union only requires a $25,000 minimum deposit and still earns a 3.65% APY. It also has easy-to-meet membership requirements so that most people can join. Here are the top 5-year...