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1 month ago | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius
Life insurance used to be something people figured out after settling down — you know, the house, spouse and two kids chapter of life. But for Gen Z and millennials, that timeline is getting a rewrite. They may not be buying life insurance in droves just yet, but they’re thinking about it earlier — and more seriously — than before.
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Mar 19, 2025 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius
Car crashes remain a leading cause of injury and death for children, but the right car seat or booster can make all the difference. The latest NHTSA data from 2022 (published in 2024) reveals that 39 percent of child passengers killed in crashes weren’t buckled in, a sobering reminder of how critical proper restraint use is. While child traffic fatalities saw a slight decline, thousands of kids are still injured each year in what are likely preventable accidents.
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Mar 14, 2025 | 
bankrate.com | Ashlyn Brooks |Amelia Buckley
The flames hadn’t reached their home yet, but for one California family, the panic had already set in. Their grandparents, who lived in a high-risk wildfire zone, received a nonrenewal notice from State Farm in November 2024 — months before the Los Angeles fires ignited. Their coverage would expire in February 2025, and finding a replacement was proving nearly impossible. Then, disaster struck.
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Feb 20, 2025 | 
aol.com | Ashlyn Brooks
Key takeawaysLife insurance claims can be denied for reasons like missed payments, inaccurate information or policy exclusions. Knowing these risks upfront can help you avoid unpleasant surprises. If you misrepresent details about your health, job or risky hobbies, your insurer could reduce your payout — or deny the claim entirely. Most policies have a contestability period, usually the first two years, where insurers take a closer look at claims and may deny benefits under certain conditions.
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Feb 17, 2025 | 
aol.com | Ashlyn Brooks
Car theft is an unfortunate reality, and while modern security features have improved, thieves continue to find ways to bypass them. If you’re concerned about your car being stolen — or dealing with the aftermath — understanding how car insurance comes into play can help. Not every policy includes coverage for stolen vehicles, so understanding which type of insurance protects against theft and what steps to take if it happens can make a big difference.
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Feb 10, 2025 | 
aol.com | Ashlyn Brooks
Key takeawaysLife insurance is designed to provide financial protection for your chosen beneficiaries. Term life insurance is generally affordable with coverage lasting 10 to 30 years, while permanent life insurance can offer lifelong protection with a cash value component. Premiums are determined by factors such as age, health and lifestyle. Cost will vary between insurers, so it’s important to shop around for multiple quotes.
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Feb 10, 2025 | 
aol.com | Ashlyn Brooks
Key takeawaysA million-dollar life insurance policy isn’t just for the ultra-wealthy. It could be a smart choice for anyone with major financial responsibilities. Insurers don’t approve seven-figure policies for just anyone. Your income, existing coverage, health and lifestyle all factor into eligibility. If affordability is a concern, term life insurance can make a million-dollar policy surprisingly cost-effective.
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Feb 3, 2025 | 
bankrate.com | Ashlyn Brooks |Amelia Buckley
Wildfires have long been part of Colorado’s history, but as these disasters become more frequent and severe, homeowners are facing new obstacles — especially when it comes to securing affordable insurance. The rising risk is driving up home insurance costs, and many major insurers are retreating from high-risk areas, leaving property owners scrambling for coverage. The financial strain on the insurance market is clear.
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Nov 20, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius
Published on November 20, 2024 | 8 min read Bankrate is always editorially independent. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Our content is backed by Coverage.com, LLC, a licensed entity (NPN: 19966249).
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Nov 9, 2024 | 
msn.com | Ashlyn Brooks
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