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1 month ago | 
bankrate.com | Natasha Cornelius |Jessa Claeys
I live in the wonderful state of Minnesota, where spring is usually a welcome reprieve from icy roads and minus-30-degree wind chills. However, for those who have dealt with water in a basement — like myself — the arrival of spring can bring knots to your stomach. March and April typically come with heavy amounts of rainfall and an abundance of melting snow. If your home isn’t prepared, this can be disastrous. As a licensed agent and insurance editor, I know a bit more now than I used to.
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Nov 20, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius
Published on November 20, 2024 | 8 min read Bankrate is always editorially independent. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Our content is backed by Coverage.com, LLC, a licensed entity (NPN: 19966249).
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Nov 13, 2024 | 
bankrate.com | R.E. Hawley |Natasha Cornelius
As the 2024 hurricane season winds down, thousands of homeowners face the incredible challenge of cleaning up and starting over. Hurricanes Helene and Milton, which devastated portions of the Atlantic coast in September and October, are estimated to join the ranks of the most costly climate disasters in U.S. history — and for many, the disaster is far from over. For many homeowners, a lack of homeowners and flood insurance means huge financial losses.
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Nov 8, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius |Tony Steuer
The back-to-back devastation of Hurricanes Helene and Milton left homeowners grappling with overwhelming repair costs. Helene alone tore through Florida, the Carolinas and parts of the Southeast, causing up to $47.5 billion in total damage. Yet here’s the harsh reality: an estimated 80 percent of Florida property owners were uninsured against flood damage — meaning countless families now face staggering out-of-pocket costs to rebuild.
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Nov 1, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius
Published on November 01, 2024 | 8 min read Bankrate is always editorially independent. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Our content is backed by Coverage.com, LLC, a licensed entity (NPN: 19966249).
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Oct 8, 2024 | 
bankrate.com | Shannon Martin |Natasha Cornelius
While the Southeast is still shellshocked from Hurricane Helene and Florida is bracing for Hurricane Milton, Americans nationwide are starting to understand how extreme extreme weather can be. The National Oceanic and Atmospheric Administration (NOAA) predicted the 2024 Atlantic hurricane season would be historic. With Hurricane Beryl reaching category five status within the first few days of the season, homeowners braced for more — but then there was nothing.
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Oct 8, 2024 | 
bankrate.com | Mary Van Keuren |Natasha Cornelius |Tony Steuer
Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.
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Oct 7, 2024 | 
bankrate.com | Elizabeth Rivelli |Natasha Cornelius
Delaware auto insurance laws state that you must have an active car insurance policy to drive a vehicle on public roads. This is common for most states, but Delaware is especially strict, dishing out substantial fines for even first-time offenders. In addition, lacking adequate coverage can force you to pay out of pocket for expenses related to a car accident and may also expose you to the risk of being sued by other affected parties.
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Sep 24, 2024 | 
bankrate.com | Natasha Cornelius
Key man insurance is a type of life insurance policy that companies purchase on the life of a founder, owner or critical employee. It’s also called key person or key employee insurance. Key man insurance can be structured as either term or permanent life insurance policies, with the latter offering additional cash value benefits. The cost of key man insurance depends on the term, death benefit, age, health and lifestyle of the insured person.
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Sep 19, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius
Life insurance benefits may go unclaimed if beneficiaries are unaware of the policy. It’s important for policyholders to inform their loved ones about existing policies. Searching for unclaimed life insurance policies can involve various methods, including looking through personal records, using policy locators and contacting insurance companies. The Unclaimed Life Insurance Benefits Act helps ensure unclaimed policies don’t get overlooked, but it’s not in effect in every state.
