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May 29, 2024 | 
pilotonline.com | Brian Schools
As a credit union CEO, I spend a great deal of time considering the challenges that digital fraud presents to the financial services industry, and I’m deeply concerned about the growing threat of digital crimes not only in our industry but also running rampant across all business sectors nationwide. From government agencies to transportation, energy and health care, no industry is immune.
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Feb 5, 2024 | 
cuinsight.com | Randall Smith |Jeffrey Adler |Brian Schools
Navigating the world of credit cards and building credit responsibly as a college student may seem a little daunting at first. However, even a surface-level grasp of their basic features can make this journey much more manageable. The key elements to consider when selecting any credit card include the Annual Percentage Rate (APR), the presence or absence of annual fees, and the availability of rewards and cash back programs. But first, let’s make sure we understand just what we’re getting into.
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Feb 5, 2024 | 
cuinsight.com | David Baumann |Randall Smith |Jeffrey Adler |Brian Schools
Former Consumer Financial Protection Bureau Director Kathleen Kraninger has joined the advisory committee at Friends of Traditional Banking, a fervent anti-credit union super Political Action Committee. Kraninger, who served as CFPB director during the Trump Administration and resigned when President Biden took office, was appointed CEO of the Florida Bankers Association last Fall. She joined the super PAC’s board after joining the Florida banking trade group.
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Feb 5, 2024 | 
cuinsight.com | Randall Smith |Jeffrey Adler |Brian Schools
Will mortgage rates drop below 6% in 2024? Here’s what some experts think
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Feb 5, 2024 | 
cuinsight.com | Nick Coleman |Randall Smith |Jeffrey Adler |Brian Schools
The California and Nevada Credit Union League is the largest state trade association for credit unions in the United States, serving more than 13.8 million members. For 90 years, the California Credit Union League (CCUL) has focused on the financial health and well-being of its member credit unions. At the core of their mission is putting members first, advocating for credit unions, a commitment to excellence and providing a solid team effort to help them meet members’ financial service needs.
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Feb 5, 2024 | 
cuinsight.com | Jake Safane |Randall Smith |Jeffrey Adler |Brian Schools
The US economy is in a tricky spot. To close out 2023, fourth quarter GDP measured at a robust 3.3% annual growth rate, but inflation remains above the Fed’s desired 2% target, so the central bank has yet to cut interest rates. Still, many expect that rate cuts will come this year as the economy and inflation cool down more. For the mortgage market, that could also mean that rates come down. Already, 30-year mortgage rates have fallen from recent highs.
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Feb 5, 2024 | 
cuinsight.com | Jim Marous |Randall Smith |Jeffrey Adler |Brian Schools
According to the J.D. Power 2023 U.S. National Banking Satisfaction Study℠, higher interest rates created some momentum last year among customers opening more products with their primary bank, especially CDs. But the data also signals storm clouds ahead: Customers are increasingly opening deposit accounts with alternative organizations, such as online banks, wealth management firms and other non-bank competitors, drawn not only by higher rates but better experiences.
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Feb 5, 2024 | 
cuinsight.com | Brian Schools |Randall Smith |Jeffrey Adler
America’s Credit Unions’ Madison Rose and Andrew Morris met with NCUA Director of Financial Technology and Access Charles Vice Friday, part of the association’s ongoing engagement with policymakers. The Office of Financial Technology and Access is designed to identify barriers, challenges, and opportunities for credit unions in adopting and using technology.
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Feb 5, 2024 | 
cuinsight.com | Randall Smith |Jimese Harkley |Jeffrey Adler |Brian Schools
Thank you for tuning in to episode 178 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by Humanidei. Humanidei helps credit unions build inclusive cultures that attract, develop, and retain talent. My guest on today’s show is Linda Armyn, President & CEO of Bethpage FCU. Linda has been a part of the Bethpage family for over two decades, having grown through its ranks to recently becoming the President & CEO.
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Feb 5, 2024 | 
cuinsight.com | Brian Schools |Jeffrey Adler |Jimese Harkley |John Spence
As we embark on a new industry era as America’s Credit Unions, the upcoming 2024 Governmental Affairs Conference (GAC) stands as a historic milestone for the credit union movement. This year’s conference (March 3-7 in Washington, D.C., and live online) is more than just an annual event. Thousands of industry leaders and advocates from across the nation will gather under the unified banner of America’s Credit Unions.
