Carol Katarsky

Sep 18, 2024 | usnews.com | Carol Katarsky |Stephen Yao

Key Takeaways Instant life insurance refers to life insurance that is intended to have a faster underwriting and approval process. You can be approved for instant life insurance the same day of submitting your application. These policies often offer less coverage, cost more, or come with more restrictions. Instant life insurance and guaranteed issue life are different types of policies.