Stephen Yao

Jun 17, 2024 | usnews.com | Karon Warren |Stephen Yao

Key Takeaways Many insurers offer car insurance within minutes of applying and paying your first premium. Getting rate quotes from several car insurance companies could help you save money on same-day car insurance. Many car insurance companies provide instant rate quotes online, by phone, or in person so you can purchase a policy that same day. There are many reasons why you might need same-day car insurance.

Jun 17, 2024 | usnews.com | Devon Delfino |Stephen Yao

Key Takeaways Pet life insurance is not the same as pet health insurance, which provides reimbursements for costs related to accidents and illnesses. Pet health insurance is also much more widely available. Pet life insurance is generally meant to provide a death benefit for owners of animals that represent a financial investment or earn income.

Jun 14, 2024 | usnews.com | Devon Delfino |Stephen Yao

Overall, Auto-Owners has lower sample rates than Nationwide, but only by a few dollars per year. The average annual rate for Auto-Owners is $1,619 per year, compared to Nationwide’s $1,621 per year. Both are far less than the overall national average for car insurance: $2,068. Keep in mind that these are only sample rates. Your actual rates will vary based on many factors, including age, location, driving history, and the type of vehicle being insured.

Jun 6, 2024 | usnews.com | Sarah Cain |Stephen Yao

There are alternatives to purchasing a single million-dollar life insurance policy. For instance, you can consider purchasing multiple life insurance policies, all of them totalling to $1 million. With this method, you could consider purchasing both term and permanent life insurance if you feel it will best serve your needs. Or have a policy through your job as well as one you purchase yourself. Before going this route, compare the cost of paying for multiple policies instead of only one.

Jun 6, 2024 | usnews.com | Karon Warren |Stephen Yao

Key Takeaways: FAIR plans are state-sponsored home insurance plans of last resort. Not all states offer FAIR plans. FAIR plans cover fire, vandalism, riot, and windstorm damage. Homeowners must make improvements to limit exposure risks to qualify for coverage. Fair Access to Insurance Requirements (FAIR) Plans were created in accordance with the Urban Property Protection and Reinsurance Act of 1968 as part of an effort to minimize unfair insurance practices in urban areas.