Cassidy Horton

6 days ago | lendedu.com | Cassidy Horton |Erin Kinkade

Budgeting apps have never been more in demand. With inflation squeezing wallets and the beloved Mint app officially shut down, people are scrambling to find the best budgeting apps that work and feel good to use. Whether you’re trying to split expenses with your partner, track every penny, or stop overspending on takeout, the right app can help you stay organized and hit your money goals faster. The challenge? There are dozens of budgeting apps out there, and most promise the same thing.

1 week ago | lendedu.com | Cassidy Horton

Financial AdviceFree 45-minute call with a real advisorPersonalized, judgment-free adviceNo pressure to sign up or continueFast, easy schedulingYou don’t choose your advisorOngoing support isn’t freeFinancial advice can feel out of reach, like something reserved for people with trust funds or tax headaches. But what if you could just talk to someone? For free. No pitch. No pressure. That’s the idea behind Money Pickle, a service that matches you with a vetted advisor for a 45-minute call.

2 weeks ago | lendedu.com | Cassidy Horton |Erin Kinkade

Overdraft fees are the worst kind of surprise. You go to buy groceries or fill up your tank, and boom … your account dips below zero. Next thing you know, your bank slaps on a $35 fee for the privilege of being broke. And if you keep swiping? That fee can multiply fast. Overdraft fees are especially rough on people living paycheck to paycheck. In fact, low-income consumers are the most likely to get hit with them and the least able to afford them.

2 weeks ago | lendedu.com | Cassidy Horton |Erin Kinkade

Living paycheck to paycheck means your money runs out before the month does. There’s no cushion, no breathing room … just a race to make it to the next payday without falling behind. It’s more common than you might think. LendEDU’s 2025 Personal Finance Survey found that 53% of Americans say they’re living paycheck to paycheck. And it’s not just low earners—this struggle spans every income level and age group. But breaking the cycle can bring freedom.

2 weeks ago | lendedu.com | Cassidy Horton |Michael Menninger

Budgeting is one of the most powerful money tools out there. But finding the right method? That’s where things get tricky. If you’ve heard of zero-based budgeting but aren’t sure what it is or how it works, you’re not alone. This method gives every dollar a job and helps you plan your spending down to the last cent. Here’s what zero-based budgeting is, how it compares to other systems, and how to know whether it’s the right fit for you.