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1 month ago | 
lendedu.com | Rebecca Lake |Erin Kinkade
Thinking of tapping into your equity? According to Bankrate’s national survey of rates, average home equity loan rates currently range from 8.04% to 10.17%. Borrowers may soon see a drop in home equity loan rates if the Federal Reserve moves to cut the federal funds rate in 2025. LenderRates (APR)FeesLoan amountsMax.
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1 month ago | 
lendedu.com | Catherine Collins |Erin Kinkade
It can be overwhelming learning how you can reduce your total loan costs when it comes to your education. The FAFSA only provides colleges with information about your parents’ finances, which tells you what type of aid you will receive. If there’s a gap in what your school offers you and what your parents can afford, most students turn to student loans.
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1 month ago | 
lendedu.com | Cassidy Horton |Erin Kinkade
If your credit score could use a boost, a credit builder app might be the easiest place to start. These apps offer tools like secured credit cards, credit builder loans, rent reporting, and score monitoring right from your phone. In 2025, they’re more popular than ever. That’s partly because they’re easier to access than traditional credit cards, and partly because more people are focused on financial health.
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1 month ago | 
lendedu.com | Cassidy Horton |Erin Kinkade
Most of us have big money questions. How do I save enough? When can I retire? Am I even doing this right? Financial planning helps you answer these questions. And it’s not just for millionaires with stock portfolios. Real financial planning helps you use the money you have today to build the life you want, no matter your starting point. Ahead, we’ll walk through what financial planning really means, how it works, and what to expect if you decide to DIY it or sit down with a professional.
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1 month ago | 
lendedu.com | Ben Luthi |Erin Kinkade
The Free Application for Federal Student Aid (FAFSA) can be overwhelming, and it can be easy to make a mistake. However, your submission isn’t set in stone. Whether you entered the wrong details, need to add a new school, or your financial situation has changed, it is possible to make corrections or changes. Here’s what you need to know about how to edit your FAFSA form, what types of changes are allowed, and how to make sure your information is accurate.
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1 month ago | 
lendedu.com | Catherine Collins |Erin Kinkade
If you’ve read the news lately, chances are you’ve seen plenty of stories about tariffs. Tariffs are taxes on imported goods. Countries tack on this extra fee for several reasons, including to improve domestic businesses and industries and increase government income. Countries also use tariffs to negotiate trade agreements with other countries. Not all economists agree that tariffs will be beneficial; they have far-reaching effects on citizens and the economy.
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1 month ago | 
lendedu.com | Catherine Collins |Erin Kinkade
Right now, we’re all coping with inflation, higher-priced goods, expensive groceries, and economic uncertainty. So it’s no wonder that thousands of people are grappling with credit card debt. If that’s you, you’re not alone, even though it can feel isolating and scary to look at your credit card statements each month. We know that most credit card debt comes from paying for unexpected expenses or living paycheck to paycheck, not from booking fun vacations or shopping sprees.
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1 month ago | 
lendedu.com | Marc Guberti |Erin Kinkade
If there’s one word that defines the 2025 stock market thus far, it’s volatility. Tariffs and geopolitical tensions have led to sharp declines in popular benchmarks like the S&P 500 and Nasdaq Composite, and many investors worry about the stock market crashing. This guide examines whether and when the stock market could crash and reveals strategies to protect your wealth. Table of ContentsA stock market crash is defined as a 20% decline in a broad market index within a short time.
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1 month ago | 
lendedu.com | Cassidy Horton |Erin Kinkade
Budgeting apps have never been more in demand. With inflation squeezing wallets and the beloved Mint app officially shut down, people are scrambling to find the best budgeting apps that work and feel good to use. Whether you’re trying to split expenses with your partner, track every penny, or stop overspending on takeout, the right app can help you stay organized and hit your money goals faster. The challenge? There are dozens of budgeting apps out there, and most promise the same thing.
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1 month ago | 
lendedu.com | Catherine Collins |Erin Kinkade
There are several types of financial advisors, and it’s important to find the right one to help you with your specific money goals. Some financial advisors specialize in long-term retirement planning, while others have expertise in budgeting and helping clients manage money stress. Other options include robo-advisors, which simulate human advisors. Below, we’ll clearly define the eight types of financial advisors, tell you who they’ll benefit most, and describe the certifications they should have.
