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1 week ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
Vanguard has changed retirement saving as we know it in many ways, and one of those ways has been making 401(k) investing dirt-cheap.
Vanguard, under visionary founder Jack Bogle, created the concept of the index fund—a product that by its very nature allows for lower costs. Thirty years later, fund expenses have plummeted, not just at Vanguard, but across the whole industry.
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1 week ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
Charles Schwab is perhaps best known for its various investment accounts. It’s one of America’s greatest pioneers and providers of brokerage and retirement accounts—and it has been for decades.
But even if you don’t invest using a Schwab account, Schwab can still help you build your nest egg.
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1 week ago | 
wealthup.com | Charles Sizemore |Riley Adams
It’s hard to beat the target-date fund (TDF) for simplicity. With the press of a single “buy” button, you not only get a portfolio of stocks and bonds that should generally suit your investing needs for your particular age … but that portfolio mix will change right alongside you as you age.
At the same time, it’s hard to beat Vanguard for low costs. Vanguard created the very concept of the inexpensive index fund under its visionary founder Jack Bogle, and the company continues that legacy today.
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1 week ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
Charles Schwab can help you retire in more than one way.
You could have an individual retirement account (IRA) through Charles Schwab, or your workplace could even run its 401(k) program through Schwab. But even if you never open a Schwab account in your life, the financial services giant could still pave the path to your post-career years … through its retirement-friendly mutual funds.
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1 week ago | 
wealthup.com | Charles Sizemore |Kyle Woodley |Riley Adams
Not too long ago, money market funds were seen as dead money by many investors. But at today’s rates, the best money market mutual funds offer competitive yields, and perhaps just as important nowadays, a refuge from a volatile stock market. And these benefits should make them useful to investors in what has been (and could continue to be) a volatile 2025.
One need only look back to March 2023, which saw the second- and third-largest bank failures in U.S. history.
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1 week ago | 
wealthup.com | Charles Sizemore |Kyle Woodley |Riley Adams
Index funds have been among the greatest contributors to a lower cost of investing for average Joes and Janes.
Unlike actively managed funds, which are staffed with one or more managers, index funds simply follow a set of predetermined rules, requiring far less in fees to keep them humming. That cost-efficiency has even prompted no less than investing legend Warren Buffett to recommend index funds for most investors.
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2 weeks ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
If you hear the word “Vanguard” and immediately think “low fees,” well … you’re not alone.
If you’re seeking out the best Vanguard funds to buy—which, hey, that’s probably how you got here!—you almost certainly expect that you’ll find not just great products, but great products with low fees.
That expectation didn’t come from nowhere.
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3 weeks ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
Retirement investors who enjoy low fees on their mutual funds and exchange-traded funds (ETFs) have Vanguard to thank … even if they don’t own a single Vanguard fund.
That’s because Vanguard for decades has been driving industry prices lower, most notably with the invention of the index fund.
Still, retirement investors who don’t already own Vanguard funds might want to consider checking them out.
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3 weeks ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
Fidelity boasts more than 49 million retirement accounts across workplace plans such as 401(k)s and 403(b)s, as well as individual retirement accounts (IRAs). But many of those people, and millions more on top of that, are building their nest eggs with Fidelity in a different way:
By owning Fidelity retirement funds.
If you have a Fidelity 401(k), you assuredly have access to Fidelity funds. However, even if you don’t, it’s very possible that your fund options include one or two Fidelity products.
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4 weeks ago | 
wealthup.com | Kyle Woodley |Riley Adams |Charles Sizemore
Who is the greatest president of all time?
Much like any “GOAT” (greatest of all time) conversation, it depends on who you’re asking and what measurements you’re using. Economic prosperity? Geographic expansion? Noteworthy legislation passed during their term?
In modern times, many people like to chalk up a president’s success (at least in part) to how the stock market is performing.
