Kyle Woodley

2 weeks ago | wealthup.com | Kyle Woodley

Vanguard helped start the industry’s march toward lower-cost investing decades ago, and they haven’t lost a step. Vanguard funds remain among the most cost-effective ways to save for retirement, whether that’s in a 401(k), brokerage … or an individual retirement account (IRA). Importantly, Vanguard doesn’t just provide some of the lowest-cost mutual funds in the game—it provides high-performing mutual funds driven by either well-constructed rules-based indexes or savvy human management.

2 weeks ago | flipboard.com | Riley Adams |Kyle Woodley |Hannah Kowalczyk-Harper

1 day agoTaxes are often one of the biggest expenses retirees incur. With our progressive tax system, theoretically, the more you make, the more taxes you must pay. One of the biggest exceptions is income in your Roth IRA. Keep reading as we share how you can save $70,000 or more in this type of retirement …

2 weeks ago | wealthup.com | Kyle Woodley

Mutual funds make our lives easier by allowing seasoned managers or a rules-based index select and invest in dozens, hundreds, even thousands of stocks and/or bonds for us … all with the click of a button. Better still? Rather than needing the hundreds of thousands of dollars that you’d need to buy all of those individual stocks and bonds, a mutual fund gives us the exact same exposure while only putting down a few thousands dollars, a few hundred dollars, and sometimes even just a few bucks.

2 weeks ago | wealthup.com | Kyle Woodley

If you have a savings account, congratulations—you are a member of one of this country’s most inclusive clubs. More than 70% of Americans have a savings account—and in many cases, it’s the first financial account they’ve ever owned. A savings account, for many, represents a major step up from the piggy bank. It’s better at keeping your money safe. It allows you to withdraw money without breaking out a hammer. It usually provides interest.

2 weeks ago | wealthup.com | Kyle Woodley

Nobody knows everything. You might be a skilled pilot, a celebrated teacher, or the first plumber on half your city’s speed dial … and still not know the first thing about investing. But your retirement savings don’t need to suffer just because you didn’t earn a degree in finance or accounting. For a long time, you could have someone handle your investing for you—or, thanks to the advent of robo-investing, you can have something do the job instead.