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1 week ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is EnableLoans legit? Yes, EnableLoans is a legitimate loan provider, but it has several red flags. The first is its high APRs. As a tribal lender, EnableLoans can charge interest rates and fees way beyond what other lenders offer — around 723% or even higher, depending on your repayment terms.
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1 week ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Point Break Financial legit? No, Point Break Financial doesn’t seem to be a legitimate loan matching service. Though it advertises loans up to $50,000 with APRs starting at 5.99%, there are no past customers who actually report getting a debt consolidation loan through the company. Instead, they accuse the company of using bait-and-switch tactics to enroll them in a debt settlement program.
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3 weeks ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is CreditNinja legit? CreditNinja is a legitimate company. It’s not accredited by the Better Business Bureau (BBB), but it has an A- rating and many reviews from (mostly) satisfied customers. It also attempts to communicate with unhappy customers and has closed 32 complaints within the last year. CreditNinja is transparent about communication, providing not only email and live chat access but also a phone number and physical address.
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3 weeks ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Balance Credit legit? Yes, Balance Credit is a legitimate company. Founded in 2014, it has been in business for more than a decade. While it isn’t accredited by the Better Business Bureau (BBB), the company has an A+ rating for resolving customer complaints. It also gets high marks from past customers on Trustpilot. However, borrowing from Balance Credit isn’t cheap.
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3 weeks ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
FrontPay is a cash advance website that offers $15 to $100 with no credit check, interest or tipping required. But you’ll need a linked bank account with at least $400 in recurring direct deposits from an employer to qualify. Plus, you can try the service for free, but you’ll be charged a $14.99 monthly membership fee on your next payday. The initial advance is quite low, according to reviewers, often $15 to $40, and there are no extra features like budgeting or credit tools.
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1 month ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is FrontPay cash advance legit? It’s unclear if FrontPay is a legitimate company. It isn’t accredited by the Better Business Bureau (BBB), has no reviews on that site, doesn’t have a profile on Trustpilot, isn’t active on social media and information on its website is sparse, so there’s not much to go on. From what we can tell from past customers on Reddit, it is possible to get cash advances from the company.
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1 month ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Gerald cash advance app legit? Gerald is a real company founded in 2018 and backed by Y Combinator, but its reputation is mixed. While it promises fee-free cash advances, many users report issues like delayed transfers, frustrating in-app spending requirements and unresponsive customer support. The Better Business Bureau gives Gerald an F rating, citing numerous unresolved complaints. So, while Gerald isn’t a scam, it’s wise to consider other cash advance options before downloading the app.
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2 months ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Are you looking to borrow $500,000, $750,000, $1 million or more for your business? Whether you’re expanding, buying equipment or taking on a major project, large business loans are out there — but they’re not always easy to find or qualify for. We break down your options and help you figure out which type of funding makes the most sense for your situation.
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2 months ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Looking to borrow $50,000, $100,000 or even more? Whether you’re covering a big expense or consolidating debt, finding a lender that offers high-limit personal loans can take some digging. We’ll walk you through your options, how different loan types work and what to consider before taking on a large amount of debt. If you’re searching for personal loans over $50,000, you’ll likely find that not every lender goes that high.
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2 months ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
CreditFresh is appealing for fast access to a personal line of credit, even if your credit isn’t perfect. The application is simple, funding can arrive the same day and you only pay fees on what you borrow. But it’s also expensive, with unclear fee details, a $5,000 borrowing cap and limited state availability. If you need lower rates, a higher limit or it isn’t available in your state, here are lenders that may be a better fit.
