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1 week ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Gerald cash advance app legit? Gerald is a real company founded in 2018 and backed by Y Combinator, but its reputation is mixed. While it promises fee-free cash advances, many users report issues like delayed transfers, frustrating in-app spending requirements and unresponsive customer support. The Better Business Bureau gives Gerald an F rating, citing numerous unresolved complaints. So, while Gerald isn’t a scam, it’s wise to consider other cash advance options before downloading the app.
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3 weeks ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Are you looking to borrow $500,000, $750,000, $1 million or more for your business? Whether you’re expanding, buying equipment or taking on a major project, large business loans are out there — but they’re not always easy to find or qualify for. We break down your options and help you figure out which type of funding makes the most sense for your situation.
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3 weeks ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Looking to borrow $50,000, $100,000 or even more? Whether you’re covering a big expense or consolidating debt, finding a lender that offers high-limit personal loans can take some digging. We’ll walk you through your options, how different loan types work and what to consider before taking on a large amount of debt. If you’re searching for personal loans over $50,000, you’ll likely find that not every lender goes that high.
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3 weeks ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
CreditFresh is appealing for fast access to a personal line of credit, even if your credit isn’t perfect. The application is simple, funding can arrive the same day and you only pay fees on what you borrow. But it’s also expensive, with unclear fee details, a $5,000 borrowing cap and limited state availability. If you need lower rates, a higher limit or it isn’t available in your state, here are lenders that may be a better fit.
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1 month ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is LendNation legit? Yes, LendNation is a legitimate lender. Mostly known for its payday loans, the company has more than 300 locations in 13 states. It also has a website where it offers online payday loans plus installment loans, lines of credit and title loans. If you apply for a loan online with LendNation, your data is protected from unauthorized access and use by industry-standard safeguards such as SSL encryption.
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1 month ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Blue Mountain Loans might seem like an easy solution when you need cash fast, but there are plenty of reasons to look for alternatives. For starters, loan amounts are small — capped at just $1,200 — which might not be enough to cover your expenses. On top of that, interest rates are sky-high, with APRs reaching up to 660%. Beyond the cost, Blue Mountain Loans has a poor reputation, with an F rating from the Better Business Bureau (BBB) and plenty of negative reviews from borrowers online.
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1 month ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Blue Mountain Loans legit? Blue Mountain Loans is a legitimate company, but it’s also a tribal lender, which means it can charge APRs so high that they’re often labeled “predatory” by past customers. The company is not accredited by the Better Business Bureau (BBB) and has an F rating, likely because it doesn’t respond to complaints on the site. Customer reviews on the BBB are also 100% negative, with all reviewers giving the company a single star — the lowest rating possible.
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1 month ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Choice Financial legit? It appears that Choice Financial may not be a legitimate loan marketplace. The company has no presence on social media, no profile on Trustpilot and only three reviews on the BBB website — and they’re all complaints. Plus, on a Reddit thread, multiple people complain about receiving deceptive marketing materials from Choice Financial.
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2 months ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is American Express legit? Yes, American Express is a global leader in credit cards and other financial products. Its business lines of credit are issued by American Express National Bank, which is recognized by the Federal Deposit Insurance Corporation. It employs advanced fraud protection systems and smart technology to help protect its customers and offers 24/7 emergency phone assistance. However, it hasn’t been without its issues.
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2 months ago | 
finder.com | Christi Gorbett |Megan B. Shepherd
Is Ready Capital legit? Yes, Ready Capital is a legitimate lender. Established in 2011, it’s a publicly traded company that has funded over $35 billion since its founding. As an SBA preferred lender, Ready Capital has been vetted by the Small Business Administration, meeting higher standards than typical SBA lenders. It’s also accredited by the Better Business Bureau with an A+ rating, though it has several complaints lodged against it on the site. What makes Ready Capital shine?
